Putnam County property record for 402 Centre St, Melrose, FL 32666
| Property Type | Single Family Home |
|---|---|
| Details | 1,352 sqft · built 1955 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,167 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-09-23-5700-0000-1040 |
| Primary APN | 18-09-23-5700-0000-1040 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 9 Plumbing Fixtures |
|---|---|
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 1,352 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 416 sqft |
| Porch | Enclosed Porch |
| Porch Area | 481 sqft |
| Deck Area | 160 sqft |
| Heating System | Space Heater |
|---|
| Account Number | 39875 |
|---|---|
| Street Address | 402 CENTRE ST |
| City | MELROSE |
| State | FL |
| Zip | 32666-3950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MELROSE MB2 P54 LOTS 104 + 105, (MAP SHEET 13/18A) |
| Legal Range | 23E |
| Legal Township | 09S |
| Legal Section | 18 |
| Legal Subdivision | MELROSE |
| Legal Lot Number | 104 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Melrose Historic District listed 1990 · 66 contributing resources · NRIS 89002305 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Putnam County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 592, MELROSE, FL 32666-0592 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 21, 2016 |
| Transfer Doc | 0014381173 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 402 CENTRE ST, MELROSE, FL 32666-3950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 402 CENTRE ST, MELROSE, FL 32666-3950 |
| Document Number | 0016961459 |
|---|---|
| Date | Jan 18, 2023 |
| Book Page | 1696/1459 |
| Instrument | 202354001126 |
| Name | AUTO CLUB TRUST FSB |
|---|---|
| Type | Bank |
| Address | DEARBORN, MI 48126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,167.00 (+17.05%) Homeowner's exemption | $90,700 (+5.97%) | $132,180 (-2.88%) Land $21,200 Building $110,980 |
| 2023 | $997.00 (+6.97%) Homeowner's exemption | $85,590 (+3%) | $136,100 (+17.99%) Land $21,200 Building $114,900 |
| 2022 | $932.00 Homeowner's exemption | $83,100 | $115,350 Land $21,200 Building $94,150 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WTP private · serves 1,300 people · EPA ID FL2544255 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures