402 Central Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 402 Central Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,577 sqft · built 1908
Lot Size	0.094 acres (4,080 sqft)
Owner	2 Trust Names on File
Last Sale	$2,050,000 (Jan 2025)
Tax Bill	$20,097 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-187-003-000`

Property Details

APN / Parcel Number

Primary APN	`006-187-003-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,577 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1922
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,080 sqft (0.094 acres)
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	402 CENTRAL AVE
City	PACIFIC GROVE
State	CA
Zip	93950-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACIFIC GROVE RETREAT LOT 17 BLK 29 LOT 18 BLK 29 S 8 FT OF LOT 8 & 9 BLK 29
Legal Subdivision	PACIFIC GROVE RETREAT
Legal Block	29
Legal Lot Number	17
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2013
Census Tract	12401

Owner

402 Central Ave is held in a trust since January 2025.

Source: Monterey County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2461 WEST ST, BERKELEY, CA 94702-2139
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Prior Sale	Nov 24, 2021 · Amount on File
Deed Document Number	20253386
Prior Transfer Date	Jan 24, 2025
Prior Transfer Doc	0000003385
Record Updated	Oct 29, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Nov 24, 2021
Property Address	402 CENTRAL AVE, PACIFIC GROVE, CA 93950-2809
Document Number	0000079627
Map Reference	VOL 22 PG 97
Instrument Date	Nov 16, 2021
Instrument	2021079627
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	684 MOULTRIE ST, SAN FRANCISCO, CA 94110-6034

Mortgage

Document Number	0000079628
Date	Nov 24, 2021
Instrument	2021079628

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 402 Central Ave was $20,097, up 5.1% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,091,000 (+14.23%) Land $1,326,000 Building $765,000
2025	$20,097.00 (+5.07%)	$1,830,583 Land $1,061,208 Building $769,375
2024	$19,128.00 (-1.08%)
2023	$19,336.00 (+2.07%)	$1,759,500 Land $1,020,000 Building $739,500
2022	$18,943.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 402 Central Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Razzolink.

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