Terrebonne Parish property record for 402 Central Ave, Houma, LA 70364
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.185 acres (8,079 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,500 (Oct 2025) |
| Tax Bill | $203 (2025) |
| Deeds & Mortgages | Nov 2020 Refinance Oct 2025 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 22360 |
| Primary APN | 22360 |
|---|
| Lot Area | 8,079 sqft (0.185 acres) |
|---|
| Street Address | 402 CENTRAL AVE |
|---|---|
| City | HOUMA |
| State | LA |
| Zip | 70364-3014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 AND SOUTH 20' OF LOT 12 BLOCK 10 JASTREMSKI ADDITION. |
| Legal Range | 17E |
| Legal Township | 17S |
| Legal Section | 06 |
| Legal Subdivision | JASTREMSKI ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 11,12 |
| Jurisdiction | TERREBONNE LA |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 502 |
Source: Terrebonne Parish records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 402 CENTRAL AVE, HOUMA, LA 70364-3014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ASSURANCE FINANCIAL |
| Oct 1, 2025 | Cash Sale Deed, Transfer |
| Nov 21, 2019 | Deed, Transfer · Stand-Alone First Mortgage ASSURANCE FINANCIAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on Record |
| Deed Sale | Oct 1, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2019 · Amount on Record |
| Deed Document Number | 20251715850 |
| Deed Book / Page | 2777 / 174 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TERREBONNE LA |
| Property Address | 402 CENTRAL AVE, HOUMA, LA 70364-3014 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 003193/493 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 3193/493 |
| Instrument | 1613500 |
| Name | ASSURANCE FINANCIAL |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | TERREBONNE LA |
| Recording Date | Oct 1, 2025 |
| Property Address | 402 CENTRAL AVE, HOUMA, LA 70364-3014 |
| Document Number | 002777/174 |
| Book / Page | 2777 / 174 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 1715850 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 CENTRAL AVE, HOUMA, LA 70364-3014 |
| Document Type | Deed |
|---|---|
| Jurisdiction | TERREBONNE LA |
| Recording Date | Nov 21, 2019 |
| Property Address | 402 CENTRAL AVE, HOUMA, LA 70364-3014 |
| Document Number | 002591/536 |
| Book / Page | 2591 / 536 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0003113484 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 3113/484 |
| Name | ASSURANCE FINANCIAL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Terrebonne Parish assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Terrebonne Parish |
| Unified School District | Terrebonne Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203.00 (-65.12%) | $12,420 (-) Land $3,540 Building $8,880 | $124,200 (-) Land $35,400 Building $88,800 |
| 2024 | $582.00 (+11.92%) Homeowner's exemption | $12,420 (+4.99%) Land $3,540 Building $8,880 | $124,200 (+4.99%) Land $35,400 Building $88,800 |
| 2023 | $520.00 (+0.97%) Homeowner's exemption | $11,830 (-) Land $3,370 Building $8,460 | $118,300 (-) Land $33,700 Building $84,600 |
| 2022 | $515.00 Homeowner's exemption | $11,830 Land $3,370 Building $8,460 | $118,300 Land $33,700 Building $84,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 9 (1991–2026) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOUMA WATER TREATMENT SERVICE AREA serves 11,658 people · EPA ID LA1109001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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