402 Central Ave, Buffalo, MN 55313 Property Records

Wright County property record for 402 Central Ave, Buffalo, MN 55313 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1898
Lot Size	0.174 acres (7,599 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2022)
Tax Bill	$2,840 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-010-076091`

Property Details

APN / Parcel Number

Primary APN	`103-010-076091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,350 sqft Living Area
1st Floor Area	822 sqft
Basement Area	220 sqft
Finished Basement	220 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1985
Architectural Style	Modular
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,599 sqft (0.174 acres)
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	402 CENTRAL AVE
City	BUFFALO
State	MN
Zip	55313-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-120 RANGE-025 ORIGINAL PLAT BUFFALO LOT-009 BLOCK-076 N45FT OF LT9 & S7.5FT OF LT10 K-076 N45FT OF LT9 & S7.5FT O
Legal Range	025
Legal Township	120
Legal Section	30
Legal Subdivision	ORIGINAL PLAT BUFFALO
Legal Block	76
Legal Lot Number	9
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2004
Census Tract	100701

Owner

Source: Wright County records · APN 103-010-076091

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	402 CENTRAL AVE, BUFFALO, MN 55313-1631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage ST CLOUD FCU
Sep 29, 2020	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Sep 29, 2020 · Amount on Record
Deed Document Number	20221389542
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 25, 2022
Property Address	402 CENTRAL AVE, BUFFALO, MN 55313-1631
Document Number	00A1502343
Instrument Date	Mar 18, 2022
Instrument	A1502343
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CENTRAL AVE, BUFFALO, MN 55313-1631

Mortgage

Document Number	00A1502344
Date	Mar 25, 2022
Instrument	A1502344

Lender

Name	ST CLOUD FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 29, 2020
Property Address	402 CENTRAL AVE, BUFFALO, MN 55313-1631
Document Number	0001442047
Instrument Date	Sep 24, 2020
Instrument	1442047
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10400 49TH AVE N, PLYMOUTH, MN 55442-3015

Mortgage

Document Number	0001442048
Date	Sep 29, 2020
Instrument	1442048

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Wright County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,840.00 (+33.84%)	$268,000 (+7.8%) Land $82,500 Building $185,500	$268,000 (+7.8%) Land $82,500 Building $185,500
2025		$248,600 (+1.55%) Land $70,000 Building $178,600	$248,600 (+1.55%) Land $70,000 Building $178,600
2023	$2,122.00 (+2.41%)	$244,800 Land $70,000 Building $174,800	$244,800 Land $70,000 Building $174,800
2022	$2,072.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wright County (27171C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271711007012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–1989)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1989, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: City of Buffalo, Minnesota, AT&T, Verizon, Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures