402 Castello Rd, Lafayette, CA 94549 Property Records

Contra Costa County property record for 402 Castello Rd, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,270 sqft · built 1954
Lot Size	0.231 acres (10,043 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,300,000 (Oct 2018)
Tax Bill	$18,024 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`237-202-008-7`

Property Details

APN / Parcel Number

Primary APN	`237-202-008-7`
Alternative APN	`237-202-008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,270 sqft Living Area
1st Floor Area	1,838 sqft
2nd Floor Area	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1980
Architectural Style	Ranch
Lot Area	10,043 sqft (0.231 acres)
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	402 CASTELLO RD
City	LAFAYETTE
State	CA
Zip	94549-5609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST MARYS ORCHARDS #3 LOT 85
Legal Subdivision	ST MARYS ORCHARDS 03
Legal Lot Number	85
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2014
Census Tract	351200

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 CASTELLO RD, LAFAYETTE, CA 94549-5609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Jul 26, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST
Sep 9, 2019	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Oct 10, 2018	Grant Deed, Transfer · Conventional Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Prior Sale	Apr 11, 1995 · Amount on Record
Deed Document Number	2018161036
Prior Transfer Date	Jan 16, 1997
Prior Transfer Doc	0000009968
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	402 CASTELLO RD, LAFAYETTE, CA 94549-5609
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY CONCO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CASTELLO RD, LAFAYETTE, CA 94549-5609

Mortgage

Document Number	0000014050
Date	Jan 15, 2021
Instrument	2021-014050

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	402 CASTELLO RD, LAFAYETTE, CA 94549-5609
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CASTELLO RD, LAFAYETTE, CA 94549-5609

Mortgage

Document Number	0000118088
Date	Jul 26, 2022
Instrument	2022-118088

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	402 CASTELLO RD, LAFAYETTE, CA 94549-5609
Document Number	0000152084
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Sep 25, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	402 CASTELLO RD LAFAYETTE CA 945495609, LAFAYETTE, CA 94549-5609

Mortgage

Document Number	0000152084
Date	Sep 16, 2019
Instrument	152084

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 10, 2018
Property Address	402 CASTELLO RD, LAFAYETTE, CA 94549-5609
Document Number	0000161036
Map Reference	VOL 49 PG 19
Instrument Date	Oct 3, 2018
Instrument	2018-161036
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	402 CASTELLO RD, LAFAYETTE, CA 94549-5609

Mortgage

Document Number	0000161037
Date	Oct 10, 2018
Instrument	2018-161037

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,522,172 (+3.54%) Land $1,176,740 Building $345,432
2025	$18,024.00 (+4.81%) Homeowner's exemption	$1,470,169 (+5.47%) Land $1,153,667 Building $316,502
2023	$17,197.00 (+1.56%) Homeowner's exemption	$1,393,860 Land $1,108,870 Building $284,990
2022	$16,933.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Etheric Networks, Unwired.

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