402 Carleton St, Lakeland, FL 33803 Property Records

Polk County property record for 402 Carleton St, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,371 sqft · built 1962
Lot Size	0.217 acres (9,439 sqft)
Owner	2 Individual Names on File
Last Sale	$203,500 (Apr 2019)
Tax Bill	$2,634 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-31-262400-003060`

Property Details

APN / Parcel Number

Primary APN	`24-28-31-262400-003060`
Alternative APNs	`312824262400003060` `12824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,371 sqft Living Area
Gross Area	1,811 sqft
1st Floor Area	1,371 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	9,439 sqft (0.217 acres)
Lot Dimensions	110 ft deep x 85 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	200 sqft
Porch	Unfinished Open Porch
Porch Area	144 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	402 CARLETON ST
City	LAKELAND
State	FL
Zip	33803-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	GLENDALE MANOR SECOND ADD PB 45 PG 24 BLK C LOT 6
Legal Range	24E
Legal Township	28S
Legal Section	31
Legal Subdivision	GLENDALE MANOR SECOND ADDITION
Legal Tract	262400
Legal Block	C
Legal Lot Number	6
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2009
Census Tract	10601

Owner

402 Carleton St is owned and occupied by two individuals who bought it in April 2019.

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	402 CARLETON ST, LAKELAND, FL 33803-4708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 15, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Prior Sale	Oct 11, 2016 · Amount on File
Deed Document Number	201976588
Deed Book / Page	10810 / 2211
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	402 CARLETON ST, LAKELAND, FL 33803-4708
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CARLETON ST, LAKELAND, FL 33803-4708

Mortgage

Document Number	0000316270
Date	Dec 6, 2021
Book Page	12012/820
Instrument	2021316270

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2041

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 15, 2019
Property Address	402 CARLETON ST, LAKELAND, FL 33803-4708
Document Number	0108102211
Book / Page	010810 / 002211
Instrument Date	Apr 12, 2019
Instrument	76588
Transaction Type	Transfer
Record Updated	Apr 26, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 CARLETON ST LAKELAND FL 338034708, LAKELAND, FL 33803-4708

Mortgage

Document Number	108102213
Date	Apr 15, 2019
Book Page	010810/002213
Instrument	76589

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 402 Carleton St was $2,634 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,345 (+2.7%)	$271,886 (+8.09%) Land $44,000 Building $227,886
2025	$2,634.00 Homeowner's exemption	$189,236	$251,535 Land $44,000 Building $207,535
2023	$2,478.00 (+3.12%) Homeowner's exemption	$178,547 (+3%)	$253,331 (+13.5%) Land $42,000 Building $211,331
2022	$2,403.00 Homeowner's exemption	$173,347	$223,205 Land $40,000 Building $183,205

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Carleton St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Carleton St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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