402 Cabernet St, Cloverdale, CA 95425 Property Records

Sonoma County property record for 402 Cabernet St, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 2003
Lot Size	0.146 acres (6,346 sqft)
Owner	Trust Name on File
Last Sale	$465,000 (May 2015)
Tax Bill	$7,380 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-510-064-000`

Property Details

APN / Parcel Number

Primary APN	`116-510-064-000`
Alternative APN	`116-510-064`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,551 sqft Living Area
Gross Area	2,233 sqft
1st Floor Area	1,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	6,346 sqft (0.146 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	116-510-064
Street Address	0 NONE
City	CLOVERDALE
State	CA
Zip	95425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2002 FM 116-120-015 2002RS636/15
Legal Subdivision	FINAL MAP OF VINTAGE MEADOWS III
Legal Block	3
Legal Lot Number	15-23
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	3
Census Block	3014
Census Tract	154202

Owner

402 Cabernet St is held in a trust since October 2015.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	402 CABERNET ST, CLOVERDALE, CA 95425-3675
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2015 · Amount on File
Deed Sale	May 5, 2015 · Amount on File
Prior Sale	Oct 17, 2003 · Amount on File
Deed Document Number	201538548
Last Transfer Date	Oct 12, 2015
Transfer Doc	0000090301
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	402 CABERNET ST, CLOVERDALE, CA 95425-3675
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CABERNET ST, CLOVERDALE, CA 95425-3675

Mortgage

Document Number	0000027172
Date	Apr 15, 2022
Instrument	2022027172

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	402 CABERNET ST, CLOVERDALE, CA 95425-3675
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 CABERNET ST, CLOVERDALE, CA 95425-3675

Mortgage

Document Number	0000012757
Date	Feb 3, 2021
Instrument	2021012757

Lender

Name	PARKSIDE LENDING LLC
Type	Lending Institution
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 402 Cabernet St was $7,380.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$570,024 (+2%) Land $214,524 Building $355,500
2025	$7,380.00	$558,848 Land $210,318 Building $348,530
2023	$7,147.00 (+1.62%)	$537,150 Land $202,152 Building $334,998
2022	$7,033.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 402 Cabernet St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Cabernet St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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