402 Boulder Ct, Richlands, NC 28574 Property Records

Onslow County property record for 402 Boulder Ct, Richlands, NC 28574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 2008
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Dec 2013)
Tax Bill	$1,157 (2026)
Deeds & Mortgages	Jul 2019 Reverse Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30C-6`

Property Details

APN / Parcel Number

Primary APN	`30C-6`
Alternative APNs	`412306001` `412306000` `073602`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	412306001
Street Address	402 BOULDER CT
City	RICHLANDS
State	NC
Zip	28574-5354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L6 PEBBLE GROVE
Legal Subdivision	PEBBLE GROVE
Legal Lot Number	6
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1016
Census Tract	207

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 BOULDER CT, RICHLANDS, NC 28574-5354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2019	Deed of Trust, Mortgage · Reverse Mortgage ALPHA MORTGAGE CORP
Jun 27, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2013 · Amount on Record
Deed Sale	Dec 17, 2013 · Amount on Record
Prior Sale	Jul 30, 2013 · Amount on Record
Deed Book / Page	4094 / 752
Prior Transfer Date	Jul 29, 2013
Prior Transfer Doc	0040350839
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	402 BOULDER CT, RICHLANDS, NC 28574-5354
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049750785
Date	Jul 2, 2019
Book Page	4975/785

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company
Address	WILMINGTON, NC 28403

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.7%
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	402 BOULDER CT, RICHLANDS, NC 28574-5354
Document Number	0049750802
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 BOULDER CT RICHLANDS NC 285745354, RICHLANDS, NC 28574-5354

Mortgage

Document Number	0049750802
Date	Jul 2, 2019
Book Page	004975/000802

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months

Interest

Rate Type	Adjustable Rate
Rate	3.7%

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,157.00	$242,522 (+37.22%) Land $50,000 Building $192,522	$242,522 (+37.22%) Land $50,000 Building $192,522
2023	$1,157.00	$176,738 Land $30,000 Building $146,738	$176,738 Land $30,000 Building $146,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST ONSLOW WATER ASSOC private · serves 2,555 people · EPA ID NC0467030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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