402 Bonner St, Rusk, TX 75785 Property Records

Cherokee County property record for 402 Bonner St, Rusk, TX 75785

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 978 sqft · built 1950
Lot Size	0.208 acres (9,043 sqft)
Owner	Individual Name on File
Last Sale	$143,573 (May 2025)
Tax Bill	$1,654 (2026)
Deeds & Mortgages	May 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215160000800014B00`

Property Details

APN / Parcel Number

Primary APN	`215160000800014B00`
Alternative APN	`227245000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	978 sqft Living Area
Gross Area	1,062 sqft
1st Floor Area	978 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,043 sqft (0.208 acres)
Porch	Porch
Porch Area	84 sqft

Location & Zoning

Account Number	215160-00080-0014B00
Street Address	402 BONNER ST
City	RUSK
State	TX
Zip	75785-2700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14B BLK 8 S 18 FT OF 14 & ALL 15&16 BONNER PARK - CITY OF RUSK
Legal Subdivision	BONNER PARK
Legal Block	8
Legal Lot Number	14B
Jurisdiction	CHEROKEE TX
Township / Civil Division	RUSK
Census Block Group	1
Census Block	1033
Census Tract	950900

Owner

402 Bonner St is owned and occupied by an individual who bought it in May 2025.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	402 BONNER ST, RUSK, TX 75785-2700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on File
Deed Sale	May 30, 2025 · Amount on File
Prior Sale	Mar 14, 2025
Deed Document Number	2025741411
Deed Book / Page	2880 / 652
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CHEROKEE TX
Recording Date	May 30, 2025
Property Address	402 BONNER ST, RUSK, TX 75785-2700
Document Number	002880/652
Book / Page	2880 / 652
Map Reference	VOL A PG 51
Instrument Date	May 22, 2025
Instrument	741411
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	ATTORNEYS TTL OF CHEROKEE CN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 BONNER ST, RUSK, TX 75785-2700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 BONNER ST, RUSK, TX 75785-2700
Investor	Possibly a Property Investor

Mortgage

Document Number	0000741412
Date	May 30, 2025
Instrument	741412

Lender

Name	NAVY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 402 Bonner St was $1,654, up 364.6% from the year before.

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Municipality	Rusk City
Unified School District	Rusk Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,654.00 (+364.61%)	$94,100 (+29.35%) Land $11,850 Building $82,250	$94,100 (+29.35%) Land $11,850 Building $82,250
2025	$356.00	$72,750 Land $12,800 Building $59,950	$72,750 Land $12,800 Building $59,950
2023		$66,440 Land $8,220 Building $58,220	$66,440 Land $8,220 Building $58,220
2022	$764.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 402 Bonner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Bonner St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RUSK serves 5,602 people · EPA ID TX0370003
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Eastex Telephone Cooperative Fiber	1,000 / 1,000
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20