402 Birch St, Champaign, IL 61820 Property Records

Champaign County property record for 402 Birch St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,560 sqft · built 1958
Lot Size	0.241 acres (10,514 sqft)
Owner	Company Name on File
Last Sale	$138,000 (Jun 2017)
Tax Bill	$4,939 (2024)
Deeds & Mortgages	Jan 2024 Mortgage May 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-451-006`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-451-006`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,560 sqft Building Perimeter
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,514 sqft (0.241 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	680 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	402 BIRCH ST
City	CHAMPAIGN
State	IL
Zip	61820-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 50 BUENA VISTA SUB CHAMPAIGN
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	BUENA VISTA SUB CHAMPAIGN
Legal Lot Number	50
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	4
Census Block	4022
Census Tract	500

Owner

402 Birch St is owned by a company that bought it in June 2017.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Company Name on File
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage BANK OF CHAMPAIGN TRUST
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEWIS SHEPHERD
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEWIS SHEPHERD
Jul 25, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LEWIS SHEPHERD
Apr 23, 2018	Deed of Trust, Mortgage · VA Mortgage PRIME LNDG
Jun 29, 2017	Warranty Deed, Transfer HICKORY PT BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Deed Document Number	201711739
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 BIRCH ST, CHAMPAIGN, IL 61820-6510
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000578
Date	Jan 11, 2024
Instrument	2024R00578

Lender

Name	BANK OF CHAMPAIGN TRUST
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	8 Months
Due	Sep 1, 2024

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 BIRCH ST, CHAMPAIGN, IL 61820-6510
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012361
Date	May 27, 2021
Instrument	2021R12361

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 BIRCH ST, CHAMPAIGN, IL 61820-6510
Document Number	0000005652
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 BIRCH ST CHAMPAIGN IL 618206510, CHAMPAIGN, IL 61820-6510

Mortgage

Document Number	0000005652
Date	Apr 24, 2019
Instrument	5652

Lender

Name	LEWIS SHEPHERD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 BIRCH ST, CHAMPAIGN, IL 61820-6510
Document Number	0000005653
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 BIRCH ST CHAMPAIGN IL 618206510, CHAMPAIGN, IL 61820-6510

Mortgage

Document Number	0000005653
Date	Apr 24, 2019
Instrument	5653

Lender

Name	LEWIS SHEPHERD

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 25, 2018
Property Address	402 BIRCH ST, CHAMPAIGN, IL 61820-6510
Instrument Date	Jul 17, 2018
Instrument	12798
Transaction Type	Construction Loan
Record Updated	Aug 13, 2018
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 BIRCH ST CHAMPAIGN IL 618206510, CHAMPAIGN, IL 61820-6510

Mortgage

Document Number	0000012798
Date	Jul 25, 2018
Instrument	12798

Lender

Name	LEWIS SHEPHERD

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 24, 2019

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	402 BIRCH ST, CHAMPAIGN, IL 61820-6510
Document Number	0000006553
Instrument Date	Apr 23, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 BIRCH ST CHAMPAIGN IL 618206510, CHAMPAIGN, IL 61820-6510

Mortgage

Document Number	0000006553
Date	Apr 27, 2018
Instrument	6553

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 26, 2048

Interest

Rate	4.25%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 29, 2017
Property Address	402 BIRCH ST, CHAMPAIGN, IL 61820-6510
Document Number	0000011739
Instrument Date	Jun 28, 2017
Instrument	11739
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	402 BIRCH ST CHAMPAIGN IL 618206510, CHAMPAIGN, IL 61820-6510

Mortgage

Document Number	11740
Date	Jun 29, 2017
Instrument	11740

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,290 Land $24,160 Building $46,130	$210,870 Land $72,480 Building $138,390
2024	$4,939.00
2022	$4,288.00 Homeowner's exemption	$52,630 Land $18,090 Building $34,540	$157,890 Land $54,270 Building $103,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 402 Birch St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink, Pavlov Media.

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