Dakota County property record for 402 Bernard St E, West St Paul, MN 55118
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,008 sqft · built 1950 |
| Lot Size | 0.158 acres (6,889 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jun 2021) |
| Tax Bill | $4,963 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-47500-00-031 |
| Primary APN | 42-47500-00-031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 1,181 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Wood |
| Lot Area | 6,889 sqft (0.158 acres) |
| Garage Type | Detached |
| Garage Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 402 BERNARD ST E |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55118-1611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARKOES ADDITION 3 E 63.75 FT OF LOTS 1 THRU |
| Legal Subdivision | MARKOES ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | WEST ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 60101 |
Source: Dakota County records · APN 42-47500-00-031
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 BERNARD ST E, SAINT PAUL, MN 55118-1611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage THINK MUTUAL BANK |
| Feb 14, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 2021 · Amount on Record |
| Deed Sale | Jun 04, 2021 · Amount on Record |
| Prior Sale | Mar 01, 2010 · Amount on Record |
| Deed Document Number | 20213466865 |
| Prior Transfer Date | Jan 31, 2017 |
| Prior Transfer Doc | 0003178413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Jun 04, 2021 |
| Property Address | 402 BERNARD ST E, WEST SAINT PAUL, MN 55118-1611 |
| Document Number | 0003466865 |
| Instrument Date | May 17, 2021 |
| Instrument | 3466865 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | MIDLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 402 BERNARD ST E, WEST SAINT PAUL, MN 55118-1611 |
| Document Number | 0003466866 |
|---|---|
| Date | Jun 04, 2021 |
| Instrument | 3466866 |
| Name | THINK MUTUAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DAKOTA MN |
| Recording Date | Feb 14, 2017 |
| Property Address | 402 BERNARD ST E, WEST SAINT PAUL, MN 55118-1611 |
| Document Number | 0003178413 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 3178413 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2017 |
| Title Company | FIRST TITLE COMPANY, FIRST TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 BERNARD ST E ST PAUL MN 551181611, ST PAUL, MN 55118-1611 |
| Document Number | 3178414 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 3178414 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 13, 2032 |
Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | West St. Paul City |
| Unified School District | West St. Paul-Mendota Heights-Eagan (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,963.00 | $362,600 Land $68,000 Building $294,600 | $362,600 Land $68,000 Building $294,600 |
Source: FEMA National Flood Hazard Layer as of October 4, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
Based on FCC filings for 244 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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