Santa Cruz County property record for 402 Bernal St, #B, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 1970 |
| Square Footage | 2,909 sqft Living Area |
| Lot Size | 19,384 sqft (0.445 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,190,000 (2021) |
| Tax Bill | $20,996.00 (2025) |
| Primary APN | 041-021-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 2,909 sqft Living Area |
| Gross Area | 3,309 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 19,384 sqft (0.445 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Total Buildings | 3 Total Buildings |
| Topography | Steep Topography |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Floor/Wall Furnace Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 402 BERNAL ST, A |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4151 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 122204 |
Source: Santa Cruz County records · APN 041-021-17
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 BERNAL ST, APTOS, CA 95003-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 01, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Feb 11, 2021 | Grant Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2021 · Amount on Record |
| Deed Sale | Feb 11, 2021 · Amount on Record |
| Prior Sale | May 30, 2001 · Amount on Record |
| Deed Doc Number | 20218825 |
| Prior Transfer Date | Apr 06, 2011 |
| Prior Transfer Doc | 0000016201 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 402 BERNAL ST STE C, C, APTOS, CA 95003-4151 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 402 BERNAL ST, APTOS, CA 95003-3966 |
| Document Number | 0000019728 |
|---|---|
| Date | Jul 01, 2022 |
| Instrument | 2022-0019728 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 11, 2021 |
| Property Address | 402 BERNAL ST STE C, C, APTOS, CA 95003-4151 |
| Document Number | 0000008825 |
| Map Reference | VOL 293 PG 483 |
| Instrument Date | Feb 04, 2021 |
| Instrument | 2021-0008825 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 402 BERNAL ST, APTOS, CA 95003-3966 |
| Document Number | 0000008826 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021-0008826 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,591,194 (+3.45%) Land $993,673 Building $597,521 | ||
| 2025 | $20,996.00 (+43.68%) Homeowner's exemption | $1,538,194 (+24.24%) Land $974,189 Building $564,005 | |
| 2023 | $14,613.00 (-0.25%) Homeowner's exemption | $1,238,076 Land $936,360 Building $301,716 | $1,204,110 |
| 2022 | $14,649.00 |
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