Lucas County property record for 402 Bender Dr, Toledo, OH 43609 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,188 sqft · built 1942 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $794 (2024) |
| Deeds & Mortgages | Apr 2023 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-16874 |
| Primary APN | 05-16874 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 2,364 sqft |
| 1st Floor Area | 796 sqft |
| Attic | Attic |
| Attic Area | 784 sqft |
| Basement Area | 784 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 111 ft deep x 38 ft wide |
| Garage Type | Detached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 218 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 402 BENDER DR |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43609-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FEARINGS SUBN ADDN LOT 7 TO 12...BENDERS SUB19 |
| Legal Subdivision | FEARINGS SUBN ADDN |
| Legal Tract | 39 |
| Legal Lot Number | 7-12 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | TOLEDO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 3902 |
Source: Lucas County records · APN 05-16874
Assessment roll updated December 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 BENDER DR, TOLEDO, OH 43609-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 17, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 23, 2020 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Aug 01, 2017 | Warranty Deed, Transfer AREA TITLE AGENCY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2023 |
| Deed Sale | Apr 17, 2023 |
| Prior Sale | Oct 23, 2020 · Amount on Record |
| Deed Document Number | 202311356 |
| Prior Transfer Date | Dec 13, 2005 |
| Prior Transfer Doc | 0000005302 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Apr 17, 2023 |
| Property Address | 402 BENDER DR, TOLEDO, OH 43609-1628 |
| Document Number | 0000011356 |
| Map Reference | VOLV 42B PG 102 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 202304170011356 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 402 BENDER DR, TOLEDO, OH 43609-1628 |
| Document Number | 0000011357 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 202304170011357 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Oct 23, 2020 |
| Property Address | 402 BENDER DR, TOLEDO, OH 43609-1628 |
| Document Number | 0000047557 |
| Map Reference | VOL 42B PG 102 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 202010230047557 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 402 BENDER DR, TOLEDO, OH 43609-1628 |
| Document Number | 0000047558 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 202010230047558 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUCAS OH |
| Recording Date | Aug 01, 2017 |
| Property Address | 402 BENDER DR, TOLEDO, OH 43609-1628 |
| Document Number | 0000033297 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 33297 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | AREA TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $54.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8145 HIDDEN FOREST DR HOLLAND OH 435288286, HOLLAND, OH 43528-8286 |
Source: Lucas County records · Assessment roll updated December 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| Municipality | Toledo City |
| Unified School District | Toledo City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,965 (-) Land $4,165 Building $9,800 | $39,900 (-) Land $11,900 Building $28,000 | |
| 2024 | $794.00 (-7.78%) | $13,965 (+28.71%) Land $4,165 Building $9,800 | $39,900 (+28.71%) Land $11,900 Building $28,000 |
| 2023 | $861.00 (-0.69%) | $10,850 (-) Land $3,360 Building $7,490 | |
| 2022 | $867.00 Homeowner's exemption | $10,850 Land $3,360 Building $7,490 | |
| 2021 | $31,000 Land $9,600 Building $21,400 |
Source: FEMA National Flood Hazard Layer, Lucas County (39095C), updated July 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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