402 Bayview Dr, Polson, MT 59860 Property Records

Lake County property record for 402 Bayview Dr, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,736 sqft · built 1996
Lot Size	0.282 acres (12,284 sqft)
Owner	Company Name on Record
Tax Bill	$1,646 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R1521813`

Property Details

APN / Parcel Number

Primary APN	`R1521813`
Alternative APNs	`15-3228-02-2-09-08-0000` `0000023031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,284 sqft (0.282 acres)
View / Lot	Golf Course
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	408 sqft
Deck Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000023031
Street Address	402 BAYVIEW DR
City	POLSON
State	MT
Zip	59860-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	FAIRWAY PROPERTIES, S02, T22 N, R20 W, LOT 8, 12300 SQUARE FEET
Legal Range	20W
Legal Township	22N
Legal Section	02
Legal Subdivision	FAIRWAY PROPERTIES
Legal Lot Number	8
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1000
Census Tract	940305

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	402 BAYVIEW DR, POLSON, MT 59860-9676
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Jul 25, 2023	Intrafamily Transfer, Transfer
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU
Sep 15, 2017	Deed, Transfer · ARM WHITEFISH CU
Jan 17, 2017	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2021
Deed Sale	Sep 7, 2021
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	2021591791
Prior Transfer Date	Jan 12, 2017
Prior Transfer Doc	0000552906
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	402 BAYVIEW DR, POLSON, MT 59860-9676
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000583301
Date	Nov 25, 2020
Instrument	583301

Lender

Name	EAGLE BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	402 BAYVIEW DR, POLSON, MT 59860-9676
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 BAYVIEW DR, POLSON, MT 59860-9676

Mortgage

Document Number	0000593605
Date	Nov 8, 2021
Instrument	593605

Lender

Name	GLACIER BANK
Type	Bank
Address	POLSON, MT 59860

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Jul 25, 2023
Property Address	402 BAYVIEW DR, POLSON, MT 59860-9676
Document Number	0000605932
Instrument Date	Jul 24, 2023
Instrument	605932
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	402 BAYVIEW DR, POLSON, MT 59860-9676

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Oct 21, 2022
Property Address	402 BAYVIEW DR, POLSON, MT 59860-9676
Document Number	0000601818
Instrument Date	Oct 20, 2022
Instrument	601818
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	404 BAYVIEW DR, POLSON, MT 59860-9676

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 BAYVIEW DR, POLSON, MT 59860-9676

Mortgage

Document Number	0000601819
Date	Oct 21, 2022
Instrument	601819

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MT
Recording Date	Sep 15, 2017
Property Address	402 BAYVIEW DR, POLSON, MT 59860-9676
Document Number	0000558033
Instrument Date	Sep 14, 2017
Instrument	558033
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	NOT AVAILABLE, FT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2491 CLEMATIS TRL, SUMTER, SC 29150-2346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 BAYVIEW DR, POLSON, MT 59860-9681

Mortgage

Document Number	0000558034
Date	Sep 15, 2017
Instrument	558034

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.57%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 15, 2022
Change Frequency	Annually
Min Rate At Change	3.57%
Max Rate At Change	5.57%
Index	5-Year CMT
Max Rate	8.57%

January 2017: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LAKE MT
Recording Date	Jan 17, 2017
Property Address	402 BAYVIEW DR, POLSON, MT 59860-9676
Document Number	0000552906
Instrument Date	Jan 12, 2017
Instrument	552906
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 PARK DR N APT 8D, 8D, GREAT FALLS, MT 59401-2356

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,646.00 (-19.23%) Homeowner's exemption	$503,400 (-)
2025	$2,038.00 (-38.41%) Homeowner's exemption	$503,400 (+21.13%)	$503,400 (+21.13%) Land $97,205 Building $406,195
2023	$3,309.00	$415,600	$415,600 Land $74,452 Building $341,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Western Montana CommunityTel.

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