Orange County property record for 402 Ave Ortega, San Clemente, CA 92672
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,192 sqft · built 1987 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $2,050,000 (Jun 2021) |
| Tax Bill | $22,399 (2025) |
| Deeds & Mortgages | Sep 2021 Transfer Jun 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-064-05 |
| Primary APN | 060-064-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,192 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Area | 514 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 402 AVENIDA ORTEGA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92672-3348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 938 BLK LOT 106 |
| Legal Subdivision | TRACT NO 938 |
| Legal Tract | 938 |
| Legal Lot Number | 106 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 42114 |
402 Ave Ortega is held in a trust since June 2021.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 402 AVENIDA ORTEGA, SAN CLEMENTE, CA 92672-3348 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Intrafamily Transfer, Transfer |
| Jun 10, 2021 | Grant Deed, Transfer · Conventional Mortgage WESTERN EXPRESS LENDING |
| Jul 3, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 3, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 29, 2018 | Grant Deed, Transfer · ARM MUFG UNION BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2021 · Amount on File |
| Deed Sale | Jun 10, 2021 · Amount on File |
| Prior Sale | Mar 29, 2018 · Amount on File |
| Deed Document Number | 2021386677 |
| Prior Transfer Date | Jun 6, 1996 |
| Prior Transfer Doc | 0000297723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 28, 2021 |
| Property Address | 402 AVENIDA ORTEGA, SAN CLEMENTE, CA 92672-3348 |
| Document Number | 0000598255 |
| Map Reference | MB 29 PG 22-25 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021000598255 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 402 AVENIDA ORTEGA, SAN CLEMENTE, CA 92672-3348 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jun 10, 2021 |
| Property Address | 402 AVENIDA ORTEGA, SAN CLEMENTE, CA 92672-3348 |
| Document Number | 0000386677 |
| Map Reference | MB 29 PG 22-25 |
| Instrument Date | May 5, 2021 |
| Instrument | 2021000386677 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 402 AVENIDA ORTEGA, SAN CLEMENTE, CA 92672-3348 |
| Document Number | 0000386678 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021000386678 |
| Name | WESTERN EXPRESS LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 3, 2019 |
| Property Address | 402 AVENIDA ORTEGA, SAN CLEMENTE, CA 92672-3348 |
| Document Number | 0000237806 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 237806 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 402 AVENIDA ORTEA SAN CLEMENTE CA 92672, SAN CLEMENTE, CA 92672 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 3, 2019 |
| Property Address | 402 AVENIDA ORTEGA, SAN CLEMENTE, CA 92672-3348 |
| Document Number | 0000237805 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 237805 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 402 AVENIDA ORTEGA SAN CLEMENTE CA 926723348, SAN CLEMENTE, CA 92672-3348 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 29, 2018 |
| Property Address | 402 AVENIDA ORTEGA, SAN CLEMENTE, CA 92672-3348 |
| Document Number | 0000112632 |
| Map Reference | MB29 PG22-25 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 2018000112632 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | EQUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 402 AVENIDA ORTEGA, SAN CLEMENTE, CA 92672-3348 |
| Document Number | 0000112633 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 2018000112633 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
The 2025 property tax bill for 402 Ave Ortega was $22,399.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,263,364 (+2%) Land $1,924,818 Building $338,546 | |
| 2025 | $22,399.00 | $2,218,985 Land $1,887,077 Building $331,908 |
| 2023 | $21,559.00 (+1.94%) | $2,132,820 Land $1,813,800 Building $319,020 |
| 2022 | $21,149.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 402 Ave Ortega in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Ave Ortega is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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