402 Aspen Rd, Gainesville, TX 76240 Property Records

Cooke County property record for 402 Aspen Rd, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,862 sqft · built 1984
Lot Size	0.327 acres (14,248 sqft)
Owner	2 Individual Names on File
Last Sale	$236,300 (Apr 2020)
Tax Bill	$9,772 (2026)
Deeds & Mortgages	Dec 2022 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2855-025-00004`

Property Details

APN / Parcel Number

Primary APN	`2855-025-00004`
Alternative APN	`20373`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,862 sqft Living Area
Gross Area	4,187 sqft
1st Floor Area	2,862 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	14,248 sqft (0.327 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	589 sqft
Deck Area	346 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2855-025-00004
Street Address	402 ASPEN RD
City	GAINESVILLE
State	TX
Zip	76240-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHEELER CREEK ADDN; BLOCK 25; LOT 4; TRANSER ON DEATH DEED
Legal Subdivision	WHEELER CREEK ADDN
Legal Block	25
Legal Lot Number	4
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	1
Census Block	1001
Census Tract	600

Owner

402 Aspen Rd is owned and occupied by two individuals who acquired it in November 2022.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 ASPEN RD, GAINESVILLE, TX 76240-4510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Transfer on Death Deed, Transfer
Apr 22, 2020	Vendor's Lien, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2020 · Amount on File
Deed Sale	Apr 22, 2020 · Amount on File
Prior Sale	May 9, 2014
Deed Document Number	20202774
Deed Book / Page	2324 / 822
Last Transfer Date	Nov 11, 2022
Transfer Doc	002551/357
Record Updated	Oct 29, 2026

December 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOKE TX
Recording Date	Dec 2, 2022
Property Address	402 ASPEN RD, GAINESVILLE, TX 76240-4510
Document Number	002551/357
Book / Page	2551 / 357
Map Reference	CAB A SL 21
Instrument Date	Nov 11, 2022
Instrument	2022-9791
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 GEORGETOWN DR, DENTON, TX 76201-1736

April 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Apr 22, 2020
Property Address	402 ASPEN RD, GAINESVILLE, TX 76240-4510
Document Number	002324/822
Book / Page	2324 / 822
Map Reference	CAB A SL 21
Instrument Date	Apr 17, 2020
Instrument	2774
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 BAILEY DR, 1110, LANTANA, TX 76226-1880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 ASPEN RD, GAINESVILLE, TX 76240-4510

Mortgage

Document Number	0000002775
Date	Apr 22, 2020
Instrument	2775

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 402 Aspen Rd was $9,772 with exemptions applied, up 163.3% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,772.00 (+163.33%) Homeowner's exemption Senior Citizen's exemption	$467,077 (-3.01%) Land $56,562 Building $410,515	$467,077 (-3.01%) Land $56,562 Building $410,515
2025	$3,711.00 (-18.85%) Homeowner's exemption Senior Citizen's exemption	$481,565 Land $56,562 Building $425,003	$481,565 Land $56,562 Building $425,003
2024	$4,573.00
2023		$408,274 Land $56,573 Building $426,082	$482,655 Land $56,573 Building $426,082
2022	$6,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Aspen Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1988–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Aspen Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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