402 Ashstead Ct, Ridgeland, MS 39157 Property Records

Madison County property record for 402 Ashstead Ct, Ridgeland, MS 39157

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 2,151 sqft · built 1996
Lot Size	0.239 acres (10,445 sqft)
Owner	2 Individual Names on File
Last Sale	$174,100 (May 2019)
Tax Bill	$1,563 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072I-29B-186`

Property Details

APN / Parcel Number

Primary APN	`072I-29B-186`
Alternative APNs	`072I-29B-186/00.00` `16468`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,151 sqft Adjusted Area
Gross Area	1,841 sqft
1st Floor Area	1,841 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,445 sqft (0.239 acres)
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	16468
Street Address	402 ASHSTEAD CT
City	RIDGELAND
State	MS
Zip	39157-4180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 164 SHADOWOOD PART 2 C@149
Legal Range	02E
Legal Township	07N
Legal Section	29
Legal Subdivision	SHADOWOOD PT 2
Legal Lot Number	164
Jurisdiction	MADISON MS
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	30104

Owner

402 Ashstead Ct is owned and occupied by two individuals who bought it in May 2019.

Source: Madison County records, as of December 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	402 ASHSTEAD CT, RIDGELAND, MS 39157-4180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Sep 16, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
May 15, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2019 · Amount on File
Deed Sale	May 15, 2019 · Amount on File
Prior Sale	Jul 19, 2013 · Amount on File
Deed Document Number	2019863947
Deed Book / Page	3719 / 965
Prior Transfer Date	Aug 10, 2015
Prior Transfer Doc	3241/0684
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	402 ASHSTEAD CT, RIDGELAND, MS 39157-4180
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 ASHSTEAD CT, RIDGELAND, MS 39157-4180

Mortgage

Document Number	004273/249
Date	Oct 27, 2022
Book Page	4273/249
Instrument	971335

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jun 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	402 ASHSTEAD CT, RIDGELAND, MS 39157-4180
Document Number	0000914007
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 ASHSTEAD CT RIDGELAND MS 391574180, RIDGELAND, MS 39157-4180

Mortgage

Document Number	0000914007
Date	Dec 23, 2020
Book Page	003344/000494
Instrument	914007

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	May 15, 2019
Property Address	402 ASHSTEAD CT, RIDGELAND, MS 39157-4180
Document Number	0000863947
Book / Page	003719 / 000965
Instrument Date	May 13, 2019
Instrument	863947
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	ADVANTAGE CLOSING AND ESCROW, ADVANTAGE CLOSING & ESCROW

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 ASHSTEAD CT RIDGELAND MS 391574180, RIDGELAND, MS 39157-4180

Mortgage

Document Number	863948
Date	May 15, 2019
Book Page	003719/000968
Instrument	863948

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 402 Ashstead Ct was $1,563 with a homeowner's exemption, up 1.9% from the year before.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Ridgeland City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,563.00 (+1.89%) Homeowner's exemption	$17,294	$172,940 Land $45,000 Building $127,940
2024	$1,534.00
2023	$1,534.00 Homeowner's exemption	$17,020	$170,200 Land $45,000 Building $125,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 Ashstead Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 Ashstead Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIDGELAND serves 24,340 people · EPA ID MS0450013
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: NETSPEEDMS.

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