402 Adams St, Jackson, MI 49202 Property Records

Jackson County property record for 402 Adams St, Jackson, MI 49202

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,214 sqft · built 1905
Lot Size0.121 acres (5,271 sqft)
OwnerIndividual Name on File
Last Sale$27,000 (Feb 2021)
Tax Bill$1,920 (2025)
Deeds & MortgagesJul 2023 Mortgage
May 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN1-066800000

Property Details

APN / Parcel Number

Primary APN1-066800000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,214 sqft Living Area
1st Floor Area642 sqft
Basement Area572 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Lot Area5,271 sqft (0.121 acres)
Lot Dimensions132 ft deep x 40 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address402 ADAMS ST
CityJACKSON
StateMI
Zip49202-2218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionE 25 FT OF LOT 15 & W 15 FT OF LOT 16 HILLSIDE SUB DIV
Legal SubdivisionHILLSIDE SUB
Legal Lot Number15-16
Legal Unit15,16
JurisdictionJACKSON MI
Township / Civil DivisionJACKSON
Census Block Group4
Census Block4007
Census Tract200

Owner

402 Adams St is owned and occupied by an individual who bought it in February 2021.

Source: Jackson County records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address402 ADAMS ST, JACKSON, MI 49202-2218
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
May 11, 2022Warranty Deed, Transfer · FHA Mortgage
LIBERTY HOME MORTGAGE CORP
Feb 23, 2021Deed, Transfer
NOT AVAILABLE, SOLIDIFI
Apr 1, 2020Quit Claim Deed, Foreclosure
ATTORNEY ONLY
Mar 4, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2021 · Amount on File
Deed SaleFeb 23, 2021 · Amount on File
Prior SaleMar 4, 2020 · Amount on File
Deed Document Number20212873530
Deed Book / Page2180 / 340
Prior Transfer DateMar 18, 2020
Prior Transfer Doc0002846805
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MI
Property Address402 ADAMS ST, JACKSON, MI 49202-2218
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 ADAMS ST, JACKSON, MI 49202-2218

Mortgage

Document Number0002941436
DateJul 12, 2023
Book Page2232/645
Instrument2941436
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term346 Months
DueMay 1, 2052

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MI
Recording DateMay 11, 2022
Property Address402 ADAMS ST, JACKSON, MI 49202-2218
Document Number0002914835
Book / Page2212 / 45
Map ReferenceLB 4 PG 24
Instrument DateMay 3, 2022
Instrument2914835
Transaction TypeTransfer
Record UpdatedJun 24, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$795.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4004 TRUMBLE RD, JACKSON, MI 49201-7641

Mortgage

Document Number0022120046
DateMay 11, 2022
Instrument2212-0046
Lender
NameLIBERTY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2052

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionJACKSON MI
Recording DateFeb 23, 2021
Property Address402 ADAMS ST, JACKSON, MI 49202-2218
Document Number0002873530
Book / Page2180 / 340
Map ReferenceLB 4 PG 24
Instrument DateFeb 22, 2021
Instrument2873530
Transaction TypeTransfer
Record UpdatedJun 24, 2022
Title CompanyNOT AVAILABLE, SOLIDIFI

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

NameVerified Name
Address875 CUNNINGHAM RD, JACKSON, MI 49201-8623

April 2020: Quit Claim Deed, Foreclosure

Document TypeQuit Claim Deed
JurisdictionJACKSON MI
Recording DateApr 1, 2020
Property Address402 ADAMS ST, JACKSON, MI 49202-2218
Document Number0002846805
Book / Page002159 / 000916
Instrument DateMar 18, 2020
Instrument2846805
Transaction TypeForeclosure
Record UpdatedApr 20, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

March 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionJACKSON MI
Recording DateMar 4, 2020
Property Address402 ADAMS ST, JACKSON, MI 49202-2218
Document Number0002844195
Book / Page002157 / 000906
Instrument DateFeb 26, 2020
Instrument2844195
Transaction TypeForeclosure
Record UpdatedMar 18, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4200 E BELTLINE AVE NE GRAND RAPIDS MI 495259783, GRAND RAPIDS, MI 49525-9783

Tax Assessment & Valuation

The 2025 property tax bill for 402 Adams St was $1,920 with a homeowner's exemption, down 27.5% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
MunicipalityJackson City
Unified School DistrictJackson Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,500 (+9.11%)$103,000 (+9.11%)
2025$1,920.00 (-27.55%)$47,200$94,400
2024$2,650.00
2023$46,400$92,800
2022$2,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 Adams St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 Adams St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON
serves 33,165 people · EPA ID MI0003470
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNo certified operator
Dec 2020
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
25 / 3

May also be available: Great Lakes High Speed, Mercury Fiber, Metronet, Xfinity.

Nearby Properties on Adams St

Nearby Streets

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