402 8th St, Edgar, NE 68935 Property Records

Clay County property record for 402 8th St, Edgar, NE 68935

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,236 sqft · built 1890
Lot Size	0.534 acres (23,250 sqft)
Owner	Individual Name on Record
Last Sale	$149,000 (Aug 2023)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3995-00-0-30080-000-5251`

Property Details

APN / Parcel Number

Primary APN	`3995-00-0-30080-000-5251`
Alternative APN	`000525100`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	1,607 sqft
Finished Basement	247 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,250 sqft (0.534 acres)
Lot Dimensions	150 ft deep x 155 ft wide
Garage Type	Attached
Garage Area	768 sqft
Driveway	Driveway
Driveway Area	1,440 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	484 sqft
Deck Area	504 sqft
Shed	1 Shed
Shed Area	221 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	402 8TH ST
City	EDGAR
State	NE
Zip	68935-3167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 11 & 31 IRREGULAR TRACTS NW1/4 INCORPORATED LANDS 26-5-6 EDGAR CITY
Legal Subdivision	RAILROAD ADDITION
Legal Lot Number	11,31
Jurisdiction	CLAY NE
Township / Civil Division	EDGAR
Census Block Group	3
Census Block	3190
Census Tract	962200

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 8TH ST, EDGAR, NE 68935-3167
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage HOME FEDERAL SLA
Feb 6, 2017	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK
Jun 5, 2020	Warranty Deed, Transfer · FHA Mortgage MORIA DEVELOPMENT INC
Nov 26, 2018	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Jun 5, 2020 · Amount on Record
Deed Document Number	2023768
Deed Book / Page	136 / 239
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Aug 18, 2023
Property Address	402 8TH ST, EDGAR, NE 68935-3167
Document Number	000136/239
Book / Page	136 / 239
Instrument Date	Aug 17, 2023
Instrument	2023-00768
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202300769
Date	Aug 18, 2023
Instrument	2023-00769

Lender

Name	HOME FEDERAL SLA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	402 8TH ST, EDGAR, NE 68935-3167
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000248/133
Date	Feb 6, 2017
Book Page	248/133
Instrument	2017-00126

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 10, 2032

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	402 8TH ST, EDGAR, NE 68935-3167
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000225/202
Date	Apr 17, 2019
Book Page	225/202
Instrument	2019-00392

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Jun 5, 2020
Property Address	402 8TH ST, EDGAR, NE 68935-3167
Document Number	000133/184
Book / Page	133 / 184
Instrument Date	Jun 4, 2020
Instrument	2020-00569
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	NOT AVAILABLE, ADAMS LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202000570
Date	Jun 5, 2020
Instrument	2020-00570

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NE
Recording Date	Nov 26, 2018
Property Address	402 8TH ST, EDGAR, NE 68935-3167
Document Number	0000132/42
Book / Page	132 / 42
Instrument Date	Nov 20, 2018
Instrument	2018-01054
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	000254/167
Date	Nov 26, 2018
Book Page	254/167
Instrument	2018-01055

Lender

Name	HEARTLAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Edgar Township
Municipality	Edgar City
Unified School District	Sandy Creek Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,650 (-) Land $6,825 Building $147,825	$154,650 (-) Land $6,825 Building $147,825
2025	$2,630.00 (+19.55%)	$154,650 (+8.01%) Land $6,825 Building $147,825	$154,650 (+8.01%) Land $6,825 Building $147,825
2023	$2,200.00 (-3.17%)	$143,180 (+5.42%) Land $7,035 Building $136,145	$143,180 (+5.42%) Land $7,035 Building $136,145
2022	$2,272.00	$135,820 Land $2,345 Building $133,475	$135,820 Land $2,345 Building $133,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGAR serves 428 people · EPA ID NE3103505
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130

May also be available: Verizon, Viaero Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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