402 7th St, Sparks, NV 89431 Property Records

Washoe County property record for 402 7th St, Sparks, NV 89431

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 993 sqft · built 1912
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on File
Last Sale	$347,000 (Jun 2022)
Tax Bill	$563 (2026)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033-246-06`

Property Details

APN / Parcel Number

Primary APN	`033-246-06`
Alternative APN	`63176`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	993 sqft Living Area
Gross Area	1,353 sqft
1st Floor Area	993 sqft
Basement Area	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)
Porch	Slab
Porch Area	91 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 7TH ST
City	SPARKS
State	NV
Zip	89431-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUD
Legal Description	OSULLIVAN TRACT AMD FRAC LT 1 & 2 BLK K
Legal Range	20E
Legal Township	19N
Legal Section	4
Legal Subdivision	O`SULLIVAN TRACT AMD
Legal Block	K
Legal Lot Number	1,2
Jurisdiction	WASHOE NV
Township / Civil Division	SPARKS
Census Block Group	4
Census Block	4012
Census Tract	3001

Owner

402 7th St is owned by two individuals who bought it in June 2022.

Source: Washoe County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	414 5TH ST, SPARKS, NV 89431-5070
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 3, 2021	Intrafamily Transfer, Transfer · VA Mortgage HOMETOWN LENDERS INC
May 16, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage NORTH AMERICAN FINANCIAL CORP
Nov 28, 2017	Intrafamily Transfer, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Prior Sale	Jun 3, 2021
Deed Document Number	20225311520
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0005188636
Record Updated	Oct 29, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jun 17, 2022
Property Address	402 7TH ST, SPARKS, NV 89431-5014
Document Number	0005311520
Map Reference	FILE 212977
Instrument Date	Jun 8, 2022
Instrument	5311520
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	STEWART TITLE, STEWART TITLE COMPANY NV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,422.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2033 CHRISTIE CIR, 2033, FALLON, NV 89406-8258

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	414 5TH ST, SPARKS, NV 89431-5070

Mortgage

Document Number	0005311521
Date	Jun 17, 2022
Instrument	5311521

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Jun 3, 2021
Property Address	402 7TH ST, SPARKS, NV 89431-5014
Document Number	0005188636
Instrument Date	May 28, 2021
Instrument	5188636
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 7TH ST, SPARKS, NV 89431-5014

Mortgage

Document Number	0005188637
Date	Jun 3, 2021
Instrument	5188637

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

May 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	May 16, 2019
Property Address	402 7TH ST, SPARKS, NV 89431-5014
Document Number	0004911290
Map Reference	MAP 85
Instrument Date	May 15, 2019
Instrument	4911290
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	NORTH AMERICAN TITLE NV RENO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$984.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1205 LILLY LANE, 1205, SPARKS, NV 89434

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 20004, SUN VALLEY, NV 89433-0004

Mortgage

Document Number	0004911291
Date	May 16, 2019
Instrument	4911291

Lender

Name	NORTH AMERICAN FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Nov 28, 2017
Property Address	402 7TH ST, SPARKS, NV 89431-5014
Document Number	0004766924
Map Reference	MAP85
Instrument Date	Nov 22, 2017
Instrument	4766924
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	CAPITAL TITLE CO OF NEVADA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 7TH ST, SPARKS, NV 89431-5014

Mortgage

Document Number	0004766925
Date	Nov 28, 2017
Instrument	4766925

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 402 7th St was $563, up 2.9% from the year before.

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Sparks City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$563.00 (+2.93%)	$41,781 (-2.76%) Land $27,216 Building $14,565
2025	$547.00	$42,965 Land $28,508 Building $14,457	$122,757 Land $81,450 Building $41,307
2023	$517.00	$40,761 Land $27,563 Building $13,198	$116,458 Land $78,750 Building $37,708
2021			$71,733 Land $41,850 Building $29,883

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 402 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 402 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: Verizon.

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