402 7th St, Edgar, NE 68935 Property Records

Clay County property record for 402 7th St, Edgar, NE 68935

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,488 sqft · built 1925
Lot Size	0.31 acres (13,500 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Sep 2023)
Tax Bill	$2,364 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`3995-00-0-30030-003-5064`

Property Details

APN / Parcel Number

Primary APN	`3995-00-0-30030-003-5064`
Alternative APN	`000506400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,488 sqft Living Area
Gross Area	2,305 sqft
1st Floor Area	1,417 sqft
Basement Area	1,204 sqft
Unfinished Basement	1,204 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	624 sqft
Driveway	Driveway
Driveway Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	306 sqft
Deck Area	40 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	402 7TH ST
City	EDGAR
State	NE
Zip	68935-3172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	E 90' SE 1/4 BLK 3 GRANTS ADD EDGAR CITY
Legal Subdivision	GRANTS ADDITION
Legal Block	3
Jurisdiction	CLAY NE
Township / Civil Division	EDGAR
Census Block Group	3
Census Block	3189
Census Tract	962200

Owner

Source: Clay County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 7TH ST, EDGAR, NE 68935-3172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · FHA Mortgage COGENT BANK
Aug 23, 2022	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Deed Document Number	2023903
Deed Book / Page	136 / 278
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NE
Property Address	402 7TH ST, EDGAR, NE 68935-3172
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274/27
Date	Oct 2, 2023
Book Page	274/27
Instrument	2023-00918

Lender

Name	COGENT BANK
Type	Bank
Address	GRAND ISLAND, NE 68801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

August 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	CLAY NE
Recording Date	Aug 23, 2022
Property Address	402 7TH ST, EDGAR, NE 68935-3172
Document Number	000135/298
Book / Page	135 / 298
Instrument Date	Apr 8, 2022
Instrument	2022-00929
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: Clay County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Clay County
County Subdivision	Edgar Township
Municipality	Edgar City
Unified School District	Sandy Creek Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,980 (-) Land $5,850 Building $133,130	$138,980 (-) Land $5,850 Building $133,130
2025	$2,364.00 (+71.8%)	$138,980 (+55.26%) Land $5,850 Building $133,130	$138,980 (+55.26%) Land $5,850 Building $133,130
2023	$1,376.00	$89,515 Land $5,040 Building $84,475	$89,515 Land $5,040 Building $84,475

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGAR serves 428 people · EPA ID NE3103505
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Glenwood Telecommunications Fiber	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon, Viaero Wireless.

Cell Coverage

4G LTE only, no 5G reported

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