402 6th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 402 6th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,480 sqft · built 1905
Lot Size	0.33 acres (14,375 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Jun 2022)
Tax Bill	$5,252 (2026)
Deeds & Mortgages	Jul 2022 Transfer Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-52071-0000`

Property Details

APN / Parcel Number

Primary APN	`82-52071-0000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,480 sqft Living Area
1st Floor Area	1,740 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Width	110 ft Width
Garage Area	925 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	402 6TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	LOTS 7 & 8 BLK 39 CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028 CURTIS SURVEY ADD SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	CURTIS SURVEY ADD
Legal Block	39
Legal Lot Number	7-8
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1011
Census Tract	303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Bensen, John N., House listed 1982 · 2 contributing resources · NRIS 82003050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	402 6TH AVE S, SAINT CLOUD, MN 56301-4302
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2022	Quit Claim Deed, Transfer MISC COMPANY
Jul 14, 2022	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	20221436936
Record Updated	Sep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 14, 2022
Property Address	402 6TH AVE S, SAINT CLOUD, MN 56301-4302
Document Number	00A1636669
Instrument Date	Jun 30, 2022
Instrument	A1636669
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 6TH AVE S, SAINT CLOUD, MN 56301-4302

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 14, 2022
Property Address	402 6TH AVE S, SAINT CLOUD, MN 56301-4302
Document Number	00A1636668
Instrument Date	Jun 30, 2022
Instrument	A1636668
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 6TH AVE S, SAINT CLOUD, MN 56301-4302

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,252.00 (+26.43%)	$353,700 (-) Land $45,000 Building $308,700	$353,700 (-) Land $45,000 Building $308,700
2025		$353,700 (+4.34%) Land $45,000 Building $308,700	$353,700 (+4.34%) Land $45,000 Building $308,700
2023	$4,154.00	$339,000 Land $30,000 Building $309,000	$339,000 Land $30,000 Building $309,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

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