Clay County property record for 402 5th St, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,308 sqft · built 1933 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,900 (May 2017) |
| Tax Bill | $2,996 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-613-00-01-011.00 |
| Primary APN | 05-613-00-01-011.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,308 sqft Living Area |
| Gross Area | 3,580 sqft |
| 1st Floor Area | 1,468 sqft |
| Basement Area | 1,104 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Wood Shingle |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 131 ft deep x 173 ft wide |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Wood Porch |
|---|---|
| Deck Area | 456 sqft |
| Patio Area | 456 sqft |
| Utility Building | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 402 5TH ST |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCOMAS ACRES AMENDED PLAT LT 14 |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 23 |
| Legal Subdivision | MCCOMAS ACRES AMENDED |
| Legal Lot Number | 14 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 22000 |
Source: Clay County assessment roll, APN 05-613-00-01-011.00, as of May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11109 N SKILES AVE, KANSAS CITY, MO 64157-8614 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 07, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU |
| May 11, 2017 | Grant Deed, Transfer QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on Record |
| Deed Sale | May 11, 2017 · Amount on Record |
| Deed Document Number | 201715301 |
| Deed Book / Page | 7961 / 11 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 402 5TH ST, SMITHVILLE, MO 64089-8728 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027787 |
|---|---|
| Date | Aug 07, 2020 |
| Book Page | 8760/120 |
| Instrument | 2020027787 |
| Name | COMMUNITYAMERICA CU |
|---|---|
| Type | Credit Union |
| Address | LENEXA, KS 66219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jul 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 11, 2017 |
| Property Address | 402 5TH ST, SMITHVILLE, MO 64089-8728 |
| Document Number | 0000015301 |
| Book / Page | 007961 / 000011 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 15301 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | CONTINENTAL, CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11109 N SKILES AVE KANSAS CITY MO 641578614, KANSAS CITY, MO 64157-8614 |
| Document Number | 15302 |
|---|---|
| Date | May 11, 2017 |
| Book Page | 007961/000012 |
| Instrument | 15302 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 10, 2047 |
Source: Clay County assessment roll as of May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,996.00 (+15.59%) | $42,100 (+12.15%) | $221,579 (+12.15%) |
| 2023 | $2,592.00 (+33.54%) | $37,540 | $197,578 |
| 2019 | $1,941.00 |
Source: FEMA National Flood Hazard Layer, Clay County (29047C), as of May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470220001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 69% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 119 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System, water system MO1010748, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SMITHVILLE PWS serves 10,885 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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