402-414 E Jefferson St, Bloomington, IL 61701 Property Records

McLean County property record for 402-414 E Jefferson St, Bloomington, IL 61701

Property Summary

Property Type	Commercial
Lot Size	0.95 acres (41,400 sqft)
Owner	Company Name on Record
Tax Bill	$12,954 (2024)
Deeds & Mortgages	Jun 2026 Construction Loan Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-403-007`

Property Details

APN / Parcel Number

Primary APN	`21-04-403-007`

Exterior

Lot Area	41,400 sqft (0.95 acres)
Lot Dimensions	115 ft deep x 360 ft wide
View / Lot	Lake Front
Garage Type	Basement

Location & Zoning

Street Address	402-414 E JEFFERSON ST
City	BLOOMINGTON
State	IL
Zip	61701
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	EVANS ADDN LTS 7 THRU 12 BLK 2 (EX N5)
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	EVANS ADD
Legal Block	2
Legal Lot Number	7-12
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2000
Census Tract	1600

Owner

Source: McLean County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1455, ROCKFORD, IL 61105-1455
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Construction Mortgage BANK OF PONTIAC
Jun 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF PONTIAC
Nov 19, 2020	Deed of Trust, Mortgage · Line of Credit MORTON COMMUNITY BANK
Oct 16, 2019	Warranty Deed, Transfer MCLEAN COUNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Jun 9, 2026
Property Address	402-414 E JEFFERSON ST, BLOOMINGTON, IL 61701
Document Number	0000007735
Instrument Date	May 18, 2026
Instrument	20267735
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	112 E WASHINGTON ST, BLOOMINGTON, IL 61701-1001

Mortgage

Document Number	0000007735,
Date	Jun 9, 2026
Instrument	20267735

Lender

Name	BANK OF PONTIAC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	95 Months
Due	May 18, 2034

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Jun 16, 2026
Property Address	402-414 E JEFFERSON ST, BLOOMINGTON, IL 61701
Document Number	0000008129
Instrument Date	May 18, 2026
Instrument	20268129
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	112 E WASHINGTON ST, BLOOMINGTON, IL 61701-1001

Mortgage

Document Number	0000008129,
Date	Jun 16, 2026
Instrument	20268129

Lender

Name	BANK OF PONTIAC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	95 Months
Due	May 18, 2034

Interest

Rate	6.3%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	402-414 E JEFFERSON ST, BLOOMINGTON, IL 61701
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	NOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000025079
Date	Nov 19, 2020
Instrument	2020-00025079

Lender

Name	MORTON COMMUNITY BANK
Type	Bank
Address	MORTON, IL 61550

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 16, 2019
Property Address	402-414 E JEFFERSON ST, BLOOMINGTON, IL 61701
Document Number	201900016854
Instrument Date	Oct 8, 2019
Instrument	2019-00016854
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E STATE ST # 4TH, ROCKFORD, IL 61104-1027

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,004 (+14.23%) Land $135,940 Building $38,064	$522,012 (+14.23%) Land $407,820 Building $114,192
2024	$12,954.00 (+1.75%)
2023	$12,731.00 (+9%)	$152,325 (+10.83%) Land $119,004 Building $33,321	$456,975 (+10.83%) Land $357,012 Building $99,963
2022	$11,680.00	$137,441 Land $107,376 Building $30,065	$412,323 Land $322,128 Building $90,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Aug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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