402 3rd St, Stout, IA 50673 Property Records

Grundy County property record for 402 3rd St, Stout, IA 50673

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,905 sqft · built 1916
Lot Size	0.27 acres (11,760 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (May 2020)
Tax Bill	$2,412 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2010 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`891614101012`

Property Details

APN / Parcel Number

Primary APN	`891614101012`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,905 sqft Living Area
1st Floor Area	730 sqft
Basement Area	1,042 sqft
Unfinished Basement	1,042 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,760 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 84 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	209 sqft
Deck Area	184 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	402 3RD ST
City	STOUT
State	IA
Zip	50673-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STOUT, ORIGINAL PLAT, BLK 2 LOT 1 & N 37.5' OF LOT 2
Legal Subdivision	ORIGINAL PLAT OF THE TOWN OF STOUT
Legal Block	2
Legal Lot Number	1,2
Jurisdiction	GRUNDY IA
Township / Civil Division	BEAVER
Census Block Group	1
Census Block	1027
Census Tract	960200

Owner

402 3rd St is owned and occupied by two individuals who acquired it in October 2020.

Source: Grundy County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 3RD ST, STOUT, IA 50673-7703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage DENVER SAVINGS BANK
Aug 31, 2010	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Aug 4, 2006	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jun 21, 2013	Deed of Trust, Mortgage VERIDIAN CU
Jul 10, 2009	Deed of Trust, Mortgage · Construction Mortgage VERIDIAN CU
Apr 9, 2025	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Oct 26, 2020	Quit Claim Deed, Transfer Quitclaim
May 28, 2020	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Mar 31, 2009	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on File
Deed Sale	May 28, 2020 · Amount on File
Prior Sale	Mar 31, 2009 · Amount on File
Deed Document Number	20201166
Last Transfer Date	Oct 12, 2020
Transfer Doc	0020202670
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	402 3RD ST, STOUT, IA 50673-7703
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1684
Date	Aug 29, 2017
Book Page	2017/1684

Lender

Name	DENVER SAVINGS BANK
Type	Bank
Address	DENVER, IA 50622

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	402 3RD ST, STOUT, IA 50673-7703
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02010/1798
Date	Aug 31, 2010
Book Page	2010/1798
Instrument	2010-1798

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 30, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	402 3RD ST, STOUT, IA 50673-7703
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02006/1948
Date	Aug 4, 2006
Book Page	2006/1948
Instrument	2006-1948

Lender

Name	FIRST STATE BANK
Type	Bank
Address	PARKERSBURG, IA 50665

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2036

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	402 3RD ST, STOUT, IA 50673-7703
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02013/1382
Date	Jun 21, 2013
Book Page	2013/1382

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount on Record
Term	37 Months
Due	Jul 4, 2016

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	402 3RD ST, STOUT, IA 50673-7703
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02009/1584
Date	Jul 10, 2009
Book Page	2009/1584
Instrument	2009-1584

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jun 30, 2012

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IA
Property Address	402 3RD ST, STOUT, IA 50673-7703
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 3RD ST, STOUT, IA 50673-7703

Mortgage

Document Number	0020250702
Date	Apr 9, 2025
Instrument	2025-0702

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IA
Recording Date	Oct 26, 2020
Property Address	402 3RD ST, STOUT, IA 50673-7703
Document Number	0020202670
Instrument Date	Oct 12, 2020
Instrument	2020-2670
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 3RD ST, MORRISON, IA 50657-9010

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IA
Recording Date	May 28, 2020
Property Address	402 3RD ST, STOUT, IA 50673-7703
Document Number	0020201166
Instrument Date	May 8, 2020
Instrument	2020-1166
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 3RD ST, STOUT, IA 50673-7703

Mortgage

Document Number	0020201167
Date	May 28, 2020
Instrument	2020-1167

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

March 2009: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IA
Recording Date	Mar 31, 2009
Property Address	402 3RD ST, STOUT, IA 50673-7703
Document Number	02009/0745
Book / Page	2009 / 0745
Instrument Date	Mar 26, 2009
Instrument	2009-0745
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 3RD ST, STOUT, IA 50673-7703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	02009/0746
Date	Mar 31, 2009
Book Page	2009/0746
Instrument	2009-0746

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 402 3rd St was $2,412.

Source: Grundy County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Grundy County
Municipality	Stout City
Unified School District	Dike-New Hartford Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,412.00	$161,900 (-) Land $10,460 Building $151,440	$161,900 (-) Land $10,460 Building $151,440
2025	$2,412.00 (+4.42%)	$161,900 Land $10,460 Building $151,440	$161,900 Land $10,460 Building $151,440
2024	$2,310.00
2023		$148,880 (+28.87%) Land $10,460 Building $138,420	$148,880 Land $10,460 Building $138,420
2022	$1,982.00	$115,530 Land $8,370 Building $107,160
2021			$115,530 Land $8,370 Building $107,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 3rd St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2013–2014)
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2014 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOUT WATER SUPPLY serves 191 people · EPA ID IA3880001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dumont Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130

May also be available: BTWI.

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