402 3rd St, Lincoln, IL 62656 Property Records

Logan County property record for 402 3rd St, Lincoln, IL 62656

Property Summary

Property Type	Single Family Home
Details	672 sqft · built 1888
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Aug 2026)
Tax Bill	$2,681 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2025 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-310-004-00`

Property Details

APN / Parcel Number

Primary APN	`12-310-004-00`

Interior

Building Area	672 sqft Building Perimeter

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	402 3RD ST
City	LINCOLN
State	IL
Zip	62656-2610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	12-1099 S 93 FT LOTS 5 & 6 BLOCK 10 WEST LINCOLN NOW A PART OF THE CITY OF LINCOLN
Legal Block	10
Legal Lot Number	5,6
Jurisdiction	LOGAN IL
Township / Civil Division	WEST LINCOLN
Census Block Group	2
Census Block	2031
Census Tract	953300

Owner

402 3rd St is owned and occupied by two individuals who bought it in August 2026.

Source: Logan County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 3RD ST, LINCOLN, IL 62656-2610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Dec 16, 2025	Warranty Deed, Construction Loan · Construction Mortgage MORTON COMMUNITY BANK
Sep 11, 2025	Special Warranty Deed, Transfer UNKNOWN, GR
Feb 4, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE BANK OF LINCOLN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Dec 16, 2025 · Amount on File
Deed Document Number	20262850
Prior Transfer Date	Jul 30, 2025
Prior Transfer Doc	2025002704
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN IL
Recording Date	Aug 12, 2026
Property Address	402 3RD ST, LINCOLN, IL 62656-2610
Document Number	0000002850
Instrument Date	Aug 12, 2026
Instrument	20262850
Transaction Type	Transfer
Record Updated	Sep 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,603.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 3RD ST, LINCOLN, IL 62656-2610

Mortgage

Date	Aug 12, 2026

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LOGAN IL
Recording Date	Dec 16, 2025
Property Address	402 3RD ST, LINCOLN, IL 62656-2610
Document Number	2025004429
Instrument Date	Dec 5, 2025
Instrument	2025004429
Transaction Type	Construction Loan
Record Updated	Jan 7, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$78.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 N LAKE DR, ATLANTA, IL 61723-8819

Mortgage

Document Number	2025004430
Date	Dec 16, 2025
Instrument	2025004430

Lender

Name	MORTON COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN IL
Recording Date	Sep 11, 2025
Property Address	402 3RD ST, LINCOLN, IL 62656-2610
Document Number	2025003211
Instrument Date	Aug 11, 2025
Instrument	2025003211
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	UNKNOWN, GR

Transaction

Amount	Amount on Record
Tax	$49.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2170 E BIG BEAVER RDA, TROY, MI 48083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SANDPINE CT, BRANDON, FL 33511-8038
Investor	Possibly a Property Investor

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN IL
Recording Date	Feb 4, 2020
Property Address	402 3RD ST, LINCOLN, IL 62656-2610
Document Number	2020107856
Instrument Date	Jan 31, 2020
Instrument	2020107856
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 DELAVAN ST, 321, LINCOLN, IL 62656-1605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 3RD ST, LINCOLN, IL 62656-2610

Mortgage

Document Number	2020107857
Date	Feb 4, 2020
Instrument	2020107857

Lender

Name	STATE BANK OF LINCOLN

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 402 3rd St was $2,681, up 4.7% from the year before.

Source: Logan County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Logan County
County Subdivision	West Lincoln Township
Municipality	Lincoln City
Elementary School District	Lincoln Elementary School District 27 (PK - 08)
Secondary School District	Lincoln Community High School District 404 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,681.00 (+4.69%)	$36,380 (+6%) Land $7,570 Building $28,810	$109,140 (+6%) Land $22,710 Building $86,430
2024	$2,561.00 Homeowner's exemption	$34,320 (+7.99%) Land $7,140 Building $27,180	$102,960 (+7.99%) Land $21,420 Building $81,540
2023		$31,780 (+7.26%) Land $6,610 Building $25,170	$95,340 (+7.26%) Land $19,830 Building $75,510
2022	$2,298.00 Homeowner's exemption	$29,630 Land $6,160 Building $23,470	$88,890 Land $18,480 Building $70,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 3rd St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	8 (1979–1982)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-LINCOLN private · serves 15,200 people · EPA ID IL1075030
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2025) action level 15 ppb
Copper	1.62 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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