402 3rd Ave SE, Pipestone, MN 56164 Property Records

Pipestone County property record for 402 3rd Ave SE, Pipestone, MN 56164

Property Summary

Property Type	Single Family Home
Details	built 1900
Lot Size	0.269 acres (11,745 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jul 2025)
Tax Bill	$3,492 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18.645.3870`

Property Details

APN / Parcel Number

Primary APN	`18.645.3870`

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	11,745 sqft (0.269 acres)

Location & Zoning

Street Address	402 3RD AVE SE
City	PIPESTONE
State	MN
Zip	56164-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EX W 2 FT LOTS 13, 14 & 15 BLK 12 436
Legal Subdivision	NICHOLS ADD
Legal Block	12
Legal Lot Number	13-15
Jurisdiction	PIPESTONE MN
Township / Civil Division	PIPESTONE
Census Block Group	2
Census Block	2037
Census Tract	460200

Owner

Source: Pipestone County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 3RD AVE SW, PIPESTONE, MN 56164-1525
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK SOUTHWEST
Jul 12, 2023	Intrafamily Transfer, Transfer
Jul 12, 2023	Contract Sale, Transfer · Seller Carry-Back KAREN HOEKSTRA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2025 · Amount on Record
Deed Sale	Jul 15, 2025 · Amount on Record
Prior Sale	Jul 12, 2023 · Amount on Record
Deed Document Number	2025236281
Prior Transfer Date	Jun 26, 2023
Prior Transfer Doc	0000002749
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIPESTONE MN
Recording Date	Jul 15, 2025
Property Address	402 3RD AVE SE, PIPESTONE, MN 56164-1825
Document Number	0000236282
Instrument Date	Jul 10, 2025
Instrument	236282
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 3RD AVE SW, PIPESTONE, MN 56164-1525

Mortgage

Document Number	0000236283
Date	Jul 15, 2025
Instrument	236283

Lender

Name	FIRST STATE BANK SOUTHWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2020
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	12.7%

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIPESTONE MN
Recording Date	Jul 12, 2023
Property Address	402 3RD AVE SE, PIPESTONE, MN 56164-1825
Document Number	0000232749
Instrument Date	Jun 30, 2023
Instrument	232749
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 3RD AVE SE, PIPESTONE, MN 56164-1825

July 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	PIPESTONE MN
Recording Date	Jul 12, 2023
Property Address	402 3RD AVE SE, PIPESTONE, MN 56164-1825
Document Number	0000232750
Instrument Date	Jun 30, 2023
Instrument	232750
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	402 3RD AVE SE, PIPESTONE, MN 56164-1825

Mortgage

Document Number	0000232750
Date	Jul 12, 2023
Instrument	232750

Lender

Name	KAREN HOEKSTRA
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2024

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Pipestone County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pipestone County
Municipality	Pipestone City
Unified School District	Pipestone Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,492.00 (-1.08%)	$153,300 (-9.45%) Land $11,100 Building $142,200	$153,300 (-9.45%) Land $11,100 Building $142,200
2025	$3,530.00 (+176.21%)	$169,300 (+24.67%) Land $11,100 Building $158,200	$169,300 (+24.67%) Land $11,100 Building $158,200
2023	$1,278.00	$135,800 Land $11,100 Building $124,700	$135,800 Land $11,100 Building $124,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1993–2019)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Sep 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Pipestone serves 4,273 people · EPA ID MN1590005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024–2026) action level 15 ppb
Copper	1.88 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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