Clay County property record for 402 3rd Ave, Royal, IA 51357
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,152 sqft · built 1977 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $606 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 953812302005 |
| Primary APN | 953812302005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,152 sqft Living Area |
| Basement Area | 1,152 sqft |
| Finished Basement | 575 sqft |
| Unfinished Basement | 1,152 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.163 acres) |
| Lot Dimensions | 50 ft deep x 142 ft wide |
| Garage Type | Detached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 402 3RD AVE |
|---|---|
| City | ROYAL |
| State | IA |
| Zip | 51357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 AGRICU |
| Legal Description | 6 1 4TH ADD |
| Legal Range | 38W |
| Legal Township | 95N |
| Legal Section | 12 |
| Legal Subdivision | FOURTH ADDITION |
| Jurisdiction | CLAY IA |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3121 |
| Census Tract | 80400 |
Source: Clay County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 18, ROYAL, IA 51357-0018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Royal City |
| Unified School District | Clay Central-Everly Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $606.00 (+1.68%) Homeowner's exemption | $76,940 (+6.34%) Land $6,980 Building $69,960 | $76,940 (+6.34%) Land $6,980 Building $69,960 |
| 2024 | $596.00 (-26.05%) | ||
| 2023 | $72,350 (+11.17%) Land $6,980 Building $65,370 | $72,350 (+11.17%) Land $6,980 Building $65,370 | |
| 2022 | $806.00 Homeowner's exemption | $65,080 Land $6,980 Building $58,100 | |
| 2021 | $65,080 Land $6,980 Building $58,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Royal Telephone Company Fiber | 1,000 / 1,000 |
May also be available: Nextlink.
5G (outdoors only) and 4G LTE
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