402 3rd Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 402 3rd Ave NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size6,199 sqft (0.142 acres)
OccupancyOwner Occupied
Last Sale$238,000 (2025)
Tax Bill$2,182.00 (2026)

Property Details

APN / Parcel Number

Primary APN17.00808.00

Exterior

Lot Area6,199 sqft (0.142 acres)

Location & Zoning

Street Address402 3RD AVE NE
CitySAINT CLOUD
StateMN
Zip56304-0306
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-008 BLOCK-012
Legal Range031
Legal Township036
Legal Section35
Legal SubdivisionST CLOUD PARK
Legal Block12
Legal Lot Number8
JurisdictionBENTON MN
Minor Civil DivisionST. CLOUD
Census Blockgroup4
Census Block4021
Census Tract21201

Owner

Source: Benton County records · APN 17.00808.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address402 3RD AVE NE, SAINT CLOUD, MN 56304-0306
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2025Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Feb 28, 2018Warranty Deed, Transfer
LIBERTY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2025 · Amount on Record
Deed SaleSep 22, 2025 · Amount on Record
Prior SaleFeb 28, 2018 · Amount on Record
Deed Doc Number2025479472
Record RefreshedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateSep 22, 2025
Property Address402 3RD AVE NE, SAINT CLOUD, MN 56304-0306
Document Number0000479472
Instrument DateSep 22, 2025
Instrument479472
Transaction TypeTransfer
Record UpdatedOct 10, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$785.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 3RD AVE NE, SAINT CLOUD, MN 56304-0306

Mortgage

Document Number0000479473
DateSep 22, 2025
Instrument479473
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateFeb 28, 2018
Property Address402 3RD AVE NE, SAINT CLOUD, MN 56304-0306
Document Number0000428021
Instrument DateFeb 22, 2018
Instrument428021
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000428022
DateFeb 28, 2018
Instrument428022
Lender
NameLIBERTY BANK
TypeBank
AddressSAINT CLOUD, MN 56302
Agreement
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,182.00 (+14.48%) Homeowner's exemption$213,500 (+26.56%) Land $25,000 Building $188,500$213,500 (+26.56%) Land $25,000 Building $188,500
2025$1,906.00 (+6.72%) Homeowner's exemption$168,700 (+1.69%) Land $25,000 Building $143,700$168,700 (+1.69%) Land $25,000 Building $143,700
2023$1,786.00$165,900 Land $25,000 Building $140,900$165,900 Land $25,000 Building $140,900

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