402 3rd Ave, Clarence, IA 52216 Property Records

Cedar County property record for 402 3rd Ave, Clarence, IA 52216

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,138 sqft · built 1940
Lot Size0.244 acres (10,672 sqft)
OwnerIndividual Name on Record
Last Sale$98,500 (Sep 2017)
Tax Bill$2,154 (2024)
Deeds & MortgagesApr 2021 Mortgage
Sep 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN039003272050060

Property Details

APN / Parcel Number

Primary APN039003272050060
Alternative APN
  • 39003900327205006000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,138 sqft Living Area
Basement Area1,138 sqft
Finished Basement600 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,672 sqft (0.244 acres)
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPorch
Porch Area56 sqft
Deck Area152 sqft
Patio Area152 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number39003900327205006000
Street Address402 3RD AVE
CityCLARENCE
StateIA
Zip52216-9402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHECHTS ADD LOT A OUTLOT 7
Legal SubdivisionHECHTS ADD
Legal Lot NumberA
JurisdictionCEDAR IA
Township / Civil DivisionDAYTON
Census Block Group2
Census Block2051
Census Tract450100

Owner

Source: Cedar County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address402 3RD AVE, CLARENCE, IA 52216-9402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
GREENSTATE CU
Sep 1, 2017Deed of Trust, Mortgage · Second Mortgage (Down Payment)
UNIVERSITY OF IOWA COMMUNITY CU
Sep 1, 2017Warranty Deed, Transfer · ARM
UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2017 · Amount on Record
Deed SaleSep 1, 2017 · Amount on Record
Prior SaleJan 31, 2014 · Amount on Record
Deed Document Number2017 2809
Deed Book / Page1380 / 162
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCEDAR IA
Property Address402 3RD AVE, CLARENCE, IA 52216-9402
Transaction TypeMortgage
Record UpdatedSep 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001583/35
DateApr 21, 2021
Book Page1583/35
Instrument2021 1494
Lender
NameGREENSTATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCEDAR IA
Property Address402 3RD AVE, CLARENCE, IA 52216-9402
Transaction TypeMortgage
Record UpdatedMar 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001380/179
DateSep 1, 2017
Book Page1380/179
Instrument2017 2811
Lender
NameUNIVERSITY OF IOWA COMMUNITY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term120 Months
DueSep 5, 2027

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCEDAR IA
Recording DateSep 1, 2017
Property Address402 3RD AVE, CLARENCE, IA 52216-9402
Document Number001380/162
Book / Page1380 / 162
Instrument DateAug 24, 2017
Instrument2017 2809
Transaction TypeTransfer
Record UpdatedJul 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address402 3RD AVE, CLARENCE, IA 52216-9402

Mortgage

Document Number001380/166
DateSep 1, 2017
Book Page1380/166
Instrument2017 2810
Lender
NameUNIVERSITY OF IOWA COMMUNITY CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueSep 5, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%
AdjustableAdjustable Rate Rider
Type Change DateSep 5, 2027
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change6.12%
Index1-Year CMT
Max Rate10.1%

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCedar County
MunicipalityClarence City
Unified School DistrictNorth Cedar Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$150,060 (+8.85%) Land $19,090 Building $130,970$150,060 (+8.85%) Land $19,090 Building $130,970
2024$2,154.00 (+24.8%)
2023$137,860 (+38.34%) Land $19,090 Building $118,770$137,860 (+38.34%) Land $19,090 Building $118,770
2022$1,726.00$99,650 Land $16,710 Building $82,940
2021$99,650 Land $16,710 Building $82,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLARENCE WATER SUPPLY
serves 1,039 people · EPA ID IA1630028
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cedar Communications
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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