402 2nd St, Hamlet, NC 28345 Property Records

Richmond County property record for 402 2nd St, Hamlet, NC 28345 · Last verified November 2023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,496 sqft · built 1950
Lot Size	0.153 acres (6,700 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Oct 2022)
Tax Bill	$528 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`749114320993`

Property Details

APN / Parcel Number

Primary APN	`749114320993`
Alternative APNs	`21134301` `89450301`

Interior

Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,700 sqft (0.153 acres)
Lot Dimensions	134 ft deep x 50 ft wide
Porch	Porch
Porch Area	284 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89450301
Street Address	402 2ND ST
City	HAMLET
State	NC
Zip	28345-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT HSE 402 SECOND ST
Jurisdiction	RICHMOND NC
Township / Civil Division	MARKS CREEK
Census Block Group	1
Census Block	1079
Census Tract	971100

Owner

Source: Richmond County records · APN 749114320993

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	402 2ND ST, HAMLET, NC 28345-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2022 · Amount on Record
Deed Sale	Oct 05, 2022 · Amount on Record
Deed Document Number	270960
Deed Book / Page	1944 / 326
Record Updated	Jun 07, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND NC
Recording Date	Oct 05, 2022
Property Address	402 2ND ST, HAMLET, NC 28345-2804
Document Number	001944/326
Book / Page	1944 / 326
Instrument Date	Oct 05, 2022
Instrument	270960
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 4TH ST, HAMLET, NC 28345-2814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 2ND ST, HAMLET, NC 28345-2804

Mortgage

Document Number	001944/329
Date	Oct 05, 2022
Book Page	1944/329
Instrument	270961

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Nov 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year TN
Max Rate	10.4%

Tax Assessment & Valuation

Source: Richmond County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Richmond County
Municipality	Hamlet City
Unified School District	Richmond County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$528.00	$48,018 Land $2,390 Building $45,628	$48,018 Land $2,390 Building $45,628

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richmond County (37153C), updated July 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371539711001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.