Wapello County property record for 402 2nd St, Eldon, IA 52554
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1994 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Dec 2023) |
| Tax Bill | $2,924 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Sep 2023 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 002370020063000 |
| Primary APN | 002370020063000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 378 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 402 2ND ST |
|---|---|
| City | ELDON |
| State | IA |
| Zip | 52554-7701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELDON - HANSHAWS ADD LOTS 3 & 4 (402 2ND) |
| Legal Lot Number | 3,4 |
| Jurisdiction | WAPELLO IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 961100 |
Source: Wapello County records · APN 002370020063000
Assessment roll updated May 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 402 2ND ST, ELDON, IA 52554-7701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage IOWA STATE BANK & TRUST CO |
| Sep 18, 2023 | Deed of Trust, Mortgage · Line of Credit IOWA STATE BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Deed Document Number | 2023 4505 |
| Deed Book / Page | 2023 / 4505 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAPELLO IA |
| Recording Date | Dec 19, 2023 |
| Property Address | 402 2ND ST, ELDON, IA 52554-7701 |
| Document Number | 02023/4505 |
| Book / Page | 2023 / 4505 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2023 4505 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 402 2ND ST, ELDON, IA 52554-7701 |
| Document Number | 0020234506 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023 4506 |
| Name | IOWA STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAPELLO IA |
| Property Address | 402 2ND ST, ELDON, IA 52554-7701 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 402 2ND ST, ELDON, IA 52554-7701 |
| Document Number | 02023/3286 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 2023/3286 |
| Instrument | 2023 3286 |
| Name | IOWA STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | FAIRFIELD, IA 52556 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Wapello County records · Assessment roll updated May 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Wapello County |
| Municipality | Eldon City |
| Unified School District | Cardinal Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $163,210 (+13.93%) Land $5,320 Building $157,890 | $163,210 (+13.93%) Land $5,320 Building $157,890 | |
| 2024 | $2,924.00 (+19.15%) | ||
| 2023 | $143,260 (+20.48%) Land $5,320 Building $137,940 | $143,260 (+20.48%) Land $5,320 Building $137,940 | |
| 2022 | $2,454.00 | $118,910 Land $5,320 Building $113,590 | |
| 2021 | $118,910 Land $5,320 Building $113,590 |
Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 14 (1980–2021) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Citizens Mutual Telephone Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
Based on FCC filings for 147 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELDON WATER SUPPLY serves 927 people |
|---|---|
| Water Source | Purchased groundwater from WAPELLO RURAL WATER ASSOC. |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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