402 2nd Ave, Laurel, MT 59044 Property Records

Yellowstone County property record for 402 2nd Ave, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1925
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,208 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000B006360`

Property Details

APN / Parcel Number

Primary APN	`000B006360`
Alternative APNs	`03-0821-09-3-33-01-0000` `R0336013` `B006360` `B00636`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,644 sqft
1st Floor Area	1,140 sqft
Basement Area	384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 2ND AVE
City	LAUREL
State	MT
Zip	59044-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6000
Legal Description	LAUREL HEIGHTS SUBD, S09, T02 S, R24 E, BLOCK 9, LOT 1 - 2
Legal Range	24E
Legal Township	02S
Legal Section	09
Legal Subdivision	LAUREL HEIGHTS SUBD
Legal Block	9
Legal Lot Number	1-2
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	2
Census Block	2001
Census Tract	1901

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	402 2ND AVE, LAUREL, MT 59044-2727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit BILLINGS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	402 2ND AVE, LAUREL, MT 59044-2727
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 2ND AVE, LAUREL, MT 59044-2727

Mortgage

Document Number	0004050347
Date	Jun 28, 2023
Instrument	4050347

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	402 2ND AVE, LAUREL, MT 59044-2727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003809914
Date	Mar 31, 2017
Instrument	3809914

Lender

Name	BILLINGS FCU
Type	Credit Union
Address	BILLINGS, MT 59103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Municipality	Laurel City
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,500 (-) Land $59,950 Building $152,550	$212,500 (-) Land $59,950 Building $152,550
2025	$1,208.00 (-36.65%)	$212,500 (+15.99%) Land $59,950 Building $152,550	$212,500 (+15.99%) Land $59,950 Building $152,550
2024	$1,907.00 (+30.8%)
2023	$1,458.00	$183,200	$183,200 Land $39,017 Building $144,183

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978)
Most Recent Claim	May 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Wisp West Fixed Wireless	100 / 20

May also be available: AT&T, TCT Internet.

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