Hardin County property record for 402 1st St, Union, IA 50258
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,476 sqft · built 1885 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $15,000 (Feb 2026) |
| Tax Bill | $582 (2022) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 861921291001 |
| Primary APN | 861921291001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,476 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Basement Area | 916 sqft |
| Unfinished Basement | 916 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 132 ft deep x 132 ft wide |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 402 1ST ST |
|---|---|
| City | UNION |
| State | IA |
| Zip | 50258-7736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3-4, BLOCK 1, WOODS ADD, UNION |
| Legal Subdivision | WOODS ADD |
| Legal Block | 1 |
| Legal Lot Number | 3,4 |
| Jurisdiction | HARDIN IA |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 480500 |
402 1st St is owned and occupied by an individual who bought it in February 2026.
Source: Hardin County records, as of April 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1712 RAINBOW DR, MARSHALLTOWN, IA 50158-4182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2026 · Amount on File |
| Deed Sale | Feb 10, 2026 · Amount on File |
| Prior Sale | Jun 3, 2016 · Amount on File |
| Deed Document Number | 2026348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN IA |
| Recording Date | Apr 22, 2026 |
| Property Address | 402 1ST ST, UNION, IA 50258-7736 |
| Instrument Date | Mar 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 1ST ST, UNION, IA 50258-7736 |
| Date | Apr 22, 2026 |
|---|
| Name | WINTRUST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.63% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Hardin County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hardin County |
| Municipality | Union City |
| Unified School District | BCLUW Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $45,670 Land $3,960 Building $41,710 | $45,670 Land $3,960 Building $41,710 | |
| 2023 | $35,180 Land $3,960 Building $31,220 | $35,180 Land $3,960 Building $31,220 | |
| 2022 | $582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 1st St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1990–2025) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 1st St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION WATER SUPPLY serves 399 people · EPA ID IA4291038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Heart of Iowa Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire.
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