402 1st St, Langley, WA 98260 Property Records

Island County property record for 402 1st St, Langley, WA 98260 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 1920
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$1,080,000 (Dec 2020)
Tax Bill	$8,284 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S7345-00-6B006-0`

Property Details

APN / Parcel Number

Primary APN	`S7345-00-6B006-0`
Alternative APN	`300588`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	1,040 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	9,000 sqft
Lot Dimensions	100 ft deep x 90 ft wide
View / Lot	Water
Porch	Open Porch
Porch Area	460 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil

Location & Zoning

Account Number	300588
Street Address	402 1ST ST
City	LANGLEY
State	WA
Zip	98260-8800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANGLEY LOTS 6, 7 & 8 RES B BLK 6 INCL ADJ TIDES TO MEAN LOW
Legal Subdivision	LANGLEY
Legal Block	6
Legal Lot Number	6-8 7
Jurisdiction	ISLAND WA
Township / Civil Division	SOUTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1002
Census Tract	972000

Owner

Source: Island County records · APN S7345-00-6B006-0

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3849 24TH AVE W, SEATTLE, WA 98199-1503
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 01, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Dec 01, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2020 · Amount on Record
Deed Sale	Dec 01, 2020 · Amount on Record
Deed Document Number	4503862
Record Updated	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	402 1ST ST, LANGLEY, WA 98260-8800
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004538941
Date	Feb 01, 2022
Instrument	4538941

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Dec 01, 2020
Property Address	402 1ST ST, LANGLEY, WA 98260-8800
Document Number	0004503862
Map Reference	VOL 2 PG 26
Instrument Date	Nov 30, 2020
Instrument	4503862
Transaction Type	Transfer
Record Updated	Mar 01, 2022
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$18,329.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3849 24TH AVE W, SEATTLE, WA 98199-1503

Mortgage

Document Number	0004503863
Date	Dec 01, 2020
Instrument	4503863

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2030
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Island County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Langley City
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$909,069 (+83.5%) Land $625,900 Building $283,169	$909,069 (+83.5%) Land $625,900 Building $283,169
2023	$8,284.00	$495,408 (-54.57%) Land $350,900 Building $144,508	$495,408 (-54.57%) Land $350,900 Building $144,508
2022		$1,090,387 Land $900,900 Building $189,487	$1,090,387 Land $900,900 Building $189,487

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Island County (53029C), updated June 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 530299720001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (2001–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Dec 2022, tidal / storm surge

Wildfire

Wildfire Risk	Low above 20% of the US · above 16% of Washington
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 118 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Abound Ventures	Fiber	1,000 / 1,000

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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