402 14th Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 402 14th Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,538 sqft · built 1907
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Tax Bill	$3,828 (2024)
Deeds & Mortgages	Nov 2025 Sale Oct 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-46522-0000`

Property Details

APN / Parcel Number

Primary APN	`82-46522-0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,538 sqft Living Area
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.139 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	82.46522.0000
Street Address	402 14TH AVE N
City	SAINT CLOUD
State	MN
Zip	56303-3941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W82' OF LOT 1 & A STRIP OF LAND 10' WX82'L LYING SLY OF ADJ TO W82' OF LOT 1 BLK 14 EDELBROCKS ADD SECTION 10 TOWNSHIP 124
Legal Range	28
Legal Township	124
Legal Section	10
Legal Subdivision	EDELBROCKS ADD
Legal Block	14
Legal Lot Number	1
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2004
Census Tract	602

Owner

402 14th Ave N is owned by an individual who acquired it in November 2025.

Source: Stearns County records, as of December 15, 2025

Owner of Record	Individual Name on File
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Subdivision Related Transfer
Oct 21, 2020	Deed, Subdivision Related Transfer
Oct 21, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2025
Deed Sale	Nov 3, 2025
Prior Sale	Oct 21, 2020
Deed Document Number	A1702591
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 3, 2025
Property Address	402 14TH AVE N, SAINT CLOUD, MN 56303-3941
Document Number	00A1702591
Instrument Date	Oct 24, 2025
Instrument	A1702591
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 21, 2020
Property Address	402 14TH AVE N, SAINT CLOUD, MN 56303-3941
Document Number	00A1583767
Instrument Date	Oct 9, 2020
Instrument	A1583767
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 14TH AVE N, SAINT CLOUD, MN 56303-3941

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 21, 2020
Property Address	402 14TH AVE N, SAINT CLOUD, MN 56303-3941
Document Number	00A1583764
Instrument Date	Oct 5, 2020
Instrument	A1583764
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 FIREMANS LODGE RD SW, ALEXANDRIA, MN 56308-9100

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of February 1, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,900 Land $30,000 Building $125,900	$155,900 Land $30,000 Building $125,900
2024	$3,828.00 (+50.71%)
2023	$2,540.00	$149,900 Land $25,000 Building $124,900	$149,900 Land $25,000 Building $124,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 14th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 402 14th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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