40198 Esterly Ln, Big Bear Lake, CA 92315 Property Records

San Bernardino County property record for 40198 Esterly Ln, Big Bear Lake, CA 92315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1985
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Trust Names on File
Last Sale	$215,000 (Jun 2016)
Tax Bill	$4,022 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0308-056-84-0000`

Property Details

APN / Parcel Number

Primary APN	`0308-056-84-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	600 sqft
2nd Floor Area	480 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Patio/Porch
Porch Area	268 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40198 ESTERLY LN
City	BIG BEAR LAKE
State	CA
Zip	92315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2018 LOT 204 TR 2018 IN THE CITY OF BIG BEAR LAKE, COM AT THE NW COR OF LOT 204 OF SD TRACT TH S 89 DEG 55 MIN E ALG THE N LI OF LOT 204 AND THE N LI OF LOT 206, 50 FT TO THE NE COR OF LOT 206, TH S 00 DEG 48 MIN 30 SEC W ALG THE ELY LI OF LOT
Legal Subdivision	LAKEWOOD VISTA
Legal Tract	2018
Legal Block	2
Legal Lot Number	204
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2044
Census Tract	11206

Owner

40198 Esterly Ln is held in a trust since September 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1005 N CYPRESS ST, LA HABRA, CA 90631-3013
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 25, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ARROWHEAD CAPITAL CORPORATION
Feb 22, 2018	Grant Deed, Transfer · Conventional Mortgage ARROWHEAD CAPITAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2016 · Amount on File
Deed Sale	Jun 21, 2016 · Amount on File
Deed Document Number	2016243552
Last Transfer Date	Sep 6, 2019
Transfer Doc	0000344324
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	40198 ESTERLY LN, BIG BEAR LAKE, CA 92315
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1005 N CYPRESS ST, LA HABRA, CA 90631-3013

Mortgage

Document Number	0000397268
Date	Sep 1, 2021
Instrument	2021-0397268

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 25, 2019
Property Address	40198 ESTERLY LN, BIG BEAR LAKE, CA 92315
Document Number	0000344324
Map Reference	MB 29 PG 35
Instrument Date	Sep 6, 2019
Instrument	2019-0344324
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1005 N CYPRESS ST, LA HABRA, CA 90631-3013

Mortgage

Document Number	0000344325
Date	Sep 25, 2019
Instrument	2019-0344325

Lender

Name	ARROWHEAD CAPITAL CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 22, 2018
Property Address	40198 ESTERLY LN, BIG BEAR LAKE, CA 92315
Document Number	0000064839
Map Reference	MB 29 PG 35
Instrument Date	Feb 9, 2018
Instrument	2018-0064839
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40198 ESTERLY LN, BIG BEAR LAKE, CA 92315

Mortgage

Document Number	0000064840
Date	Feb 22, 2018
Instrument	2018-0064840

Lender

Name	ARROWHEAD CAPITAL CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 40198 Esterly Ln was $4,022.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Big Bear Lake City
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$259,607 (+2%) Land $66,411 Building $193,196
2025	$4,022.00	$254,517 Land $65,109 Building $189,408
2023	$3,733.00 (+5.21%)	$244,633 Land $62,580 Building $182,053
2022	$3,548.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40198 Esterly Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1982–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40198 Esterly Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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