40197 Gallatin Ct, Temecula, CA 92591 Property Records

Riverside County property record for 40197 Gallatin Ct, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,913 sqft · built 2005
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Jul 2025)
Tax Bill	$6,959 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`916-500-029`

Property Details

APN / Parcel Number

Primary APN	`916-500-029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,913 sqft Living Area
Gross Area	2,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40197 GALLATIN CT
City	TEMECULA
State	CA
Zip	92591-7525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.10 ACRES M/L IN LOT 29 MB 355/055 TR 30669-2
Legal Subdivision	TRACT 306692
Legal Tract	30669-2
Legal Lot Number	29
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	4
Census Block	4013
Census Tract	49600

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40197 GALLATIN CT, TEMECULA, CA 92591-7525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Line of Credit TROY LENDING
Jun 7, 2019	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB
Jul 28, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on Record
Deed Sale	Jul 29, 2025 · Amount on Record
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	2025230761
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 11, 2026
Property Address	40197 GALLATIN CT, TEMECULA, CA 92591-7525
Document Number	0000177569
Instrument Date	Jun 4, 2026
Instrument	2026177569
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40197 GALLATIN CT, TEMECULA, CA 92591-7525
Investor	Possibly a Property Investor

Mortgage

Document Number	0000177569,
Date	Jun 11, 2026
Instrument	2026177569

Lender

Name	TROY LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2056

Interest

Rate	6.37%
Max Rate	-1%

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 7, 2019
Property Address	40197 GALLATIN CT, TEMECULA, CA 92591-7525
Document Number	0000205929
Map Reference	MB 355 PG 55-59
Instrument Date	May 1, 2019
Instrument	2019-0205929
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40197 GALLATIN CT, TEMECULA, CA 92591-7525

Mortgage

Document Number	0000205930
Date	Jun 7, 2019
Instrument	2019-0205930

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	11.1%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 28, 2017
Property Address	40197 GALLATIN CT, TEMECULA, CA 92591-7525
Document Number	0000310261
Map Reference	MB 355 PG 55-59
Instrument Date	Jul 5, 2017
Instrument	2017-0310261
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11604 CALLE SIMPSON, EL CAJON, CA 92019-4012

Mortgage

Document Number	0000310262
Date	Jul 28, 2017
Instrument	2017-0310262

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$740,000 (+47.09%) Land $185,000 Building $555,000
2025	$6,959.00 (+1.58%)	$503,093 (+4.04%) Land $139,437 Building $363,656
2023	$6,851.00 (+1.75%)	$483,559 Land $134,023 Building $349,536
2022	$6,733.00
2021			$506,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 786 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks, San Diego Broadband, Verizon.

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