Cottonwood County property record for 40196 Co Rd 1, Mountain Lake, MN 56159
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,780 sqft · built 1910 |
| Lot Size | 7.18 acres (312,761 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,442 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-015-0300 |
| Primary APN | 12-015-0300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,780 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 312,761 sqft (7.18 acres) |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | Deck Area |
| Patio Area | 344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 40196 COUNTY ROAD 1 |
|---|---|
| City | MOUNTAIN LAKE |
| State | MN |
| Zip | 56159-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR IN N1/2 NW1/4 7.18 |
| Legal Range | 34 |
| Legal Township | 105 |
| Legal Section | 15 |
| Jurisdiction | COTTONWOOD MN |
| Township / Civil Division | MOUNTAIN LAKE |
| Census Block Group | 1 |
| Census Block | 1098 |
| Census Tract | 270400 |
40196 Co Rd 1 is owned and occupied by two individuals.
Source: Cottonwood County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40196 COUNTY ROAD 1, MOUNTAIN LAKE, MN 56159-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 40196 Co Rd 1 was $2,442 with a homeowner's exemption.
Source: Cottonwood County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Cottonwood County |
| County Subdivision | Mountain Lake Township |
| Unified School District | Mountain Lake Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,442.00 Homeowner's exemption | $229,200 Land $96,800 Building $132,400 | $229,200 Land $96,800 Building $132,400 |
| 2025 | $2,442.00 | ||
| 2023 | $2,238.00 | $262,900 Land $102,600 Building $160,300 | $262,900 Land $102,600 Building $160,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40196 Co Rd 1 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40196 Co Rd 1 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| MVTV Wireless Fixed Wireless | 50 / 10 |
| Federated Rural Electric Association Fixed Wireless | 40 / 3 |
| Rise Broadband Fixed Wireless | 25 / 5 |
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