40195 Big Chestnut Rd, Clements, MD 20624 Property Records

St. Mary's County property record for 40195 Big Chestnut Rd, Clements, MD 20624

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,936 sqft · built 1977
Lot Size	3.88 acres (169,013 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,857 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03-029972`

Property Details

APN / Parcel Number

Primary APN	`03-029972`
Alternative APNs	`3029972` `029972`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,936 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	169,013 sqft (3.88 acres)
Garage Type	Mixed
Garage Area	2,408 sqft
Parking Spaces	14 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Shed	1 Shed
Shed Area	1,008 sqft
Stable	2,080 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	029972
Street Address	40195 BIG CHESTNUT RD
City	CLEMENTS
State	MD
Zip	20624-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	3.88 ACRES PART OF HOPTON PARK CLEMENTS
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	4
Census Block	4000
Census Tract	875400

Owner

40195 Big Chestnut Rd is owned and occupied by two individuals.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40195 BIG CHESTNUT RD, CLEMENTS, MD 20624-2603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 40195 Big Chestnut Rd was $4,857 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,133	$579,800 Land $129,100 Building $450,700
2025	$4,857.00 Homeowner's exemption
2023	$4,301.00 Homeowner's exemption	$448,600	$560,800 Land $128,400 Building $432,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40195 Big Chestnut Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40195 Big Chestnut Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50