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4019 Saint Elmo Ave, Chattanooga, TN 37409 Property Records

Hamilton County property record for 4019 Saint Elmo Ave, Chattanooga, TN 37409

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,353 sqft · built 1900
Lot Size0.143 acres (6,255 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Mar 2022)
Tax Bill$1,179 (2025)
Deeds & MortgagesNov 2023 Transfer
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN155O L 030

Property Details

APN / Parcel Number

Primary APN155O L 030
Alternative APN
  • 0000089364

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,353 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1980
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,255 sqft (0.143 acres)
Lot Dimensions128 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000089364
Street Address4019 SAINT ELMO AVE
CityCHATTANOOGA
StateTN
Zip37409-1340
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT PT 23 & PT 24 AMENDED ADDN A M JOHNSON PB N2 PG 291
Legal SubdivisionJOHNSONS A M
Legal Lot Number23
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1036
Census Tract1800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the St. Elmo Historic District
listed 1982 · 611 contributing resources · NRIS 82003976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4019 Saint Elmo Ave is owned and occupied by two individuals who acquired it in November 2023.

Source: Hamilton County records, as of March 25, 2026

Owner of Record2 Individual Names on File
Mailing Address4019 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1340
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Intrafamily Transfer, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Mar 22, 2022Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2022 · Amount on File
Deed SaleMar 22, 2022 · Amount on File
Prior SaleMay 1, 2012 · Amount on File
Deed Document Number2022173
Deed Book / Page12890 / 813
Last Transfer DateNov 17, 2023
Transfer Doc0000000010
Record UpdatedOct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON TN
Recording DateNov 20, 2023
Property Address4019 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1340
Document Number0000000010
Book / Page13451 / 776
Map ReferenceMB 5 PG 6
Instrument DateNov 17, 2023
Instrument2023112000010
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4019 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1340

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 22, 2022
Property Address4019 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1340
Document Number0000000173
Book / Page12890 / 813
Map ReferenceMB 1 PG 8
Instrument DateMar 21, 2022
Instrument2022032200173
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY

Transaction

AmountAmount on Record
Tax$1,406.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4019 SAINT ELMO AVE, CHATTANOOGA, TN 37409-1340

Tax Assessment & Valuation

The 2025 property tax bill for 4019 Saint Elmo Ave was $1,179, up 10.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,179.00 (+10.81%)$77,800 (+63.45%)$311,200 (+63.45%) Land $93,800 Building $217,400
2024$1,064.00$47,600 (-)$190,400 (-) Land $68,800 Building $121,600
2023$1,064.00$47,600 (-)$190,400 (-) Land $68,800 Building $121,600
2022$1,064.00$47,600$190,400 Land $68,800 Building $121,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4019 Saint Elmo Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1990)
Most Recent ClaimFeb 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4019 Saint Elmo Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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