4019 Cullen Dr, Altamont, NY 12009 Property Records

Albany County and Guilderland Town property record for 4019 Cullen Dr, Altamont, NY 12009

Property Summary

Property TypeDuplex
Details4 bd · 4 ba · 3,014 sqft · built 1982
Lot Size9.02 acres (392,911 sqft)
Owner2 Individual Names on Record
Tax Bill$8,809 (2026)
Deeds & MortgagesSep 2018 Line of Credit
Nov 2017 Sale
Flood ZoneZone X (minimal risk)
APN013089 25.00-2-41.1

Property Details

APN / Parcel Number

Primary APN013089 25.00-2-41.1
Alternative APNs
  • 308902500000020410010000
  • 02500000020410010000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area3,014 sqft Total Area
1st Floor Area1,288 sqft
2nd Floor Area1,078 sqft
Upper Floors Area648 sqft
Basement Area1,288 sqft
Finished Basement1,288 sqft
Unfinished Basement1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleContemporary
Exterior MaterialWood
Lot Area392,911 sqft (9.02 acres)
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area460 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Account Number02500000020410010000
Street Address4019 CULLEN DR
CityALTAMONT
StateNY
Zip12009-5909
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRA5
Legal DescriptionLOT 6 SETTLES HILL EST CULLEN DR
Legal SubdivisionSETTLES HILLS ESTATES
Legal Block2
Legal Lot Number41.001
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1011
Census Tract14613

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4019 CULLEN DR, ALTAMONT, NY 12009-5909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2018Deed of Trust, Mortgage · Line of Credit
MOHAWK PROGRESSIVE FCU
Nov 29, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address4019 CULLEN DR, ALTAMONT, NY 12009-5909
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021015
DateSep 18, 2018
InstrumentR2018-21015
Lender
NameMOHAWK PROGRESSIVE FCU
TypeCredit Union
AddressSCHENECTADY, NY 12304
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 17, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALBANY NY
Recording DateNov 29, 2017
Property Address4019 CULLEN DR, ALTAMONT, NY 12009-5909
Document Number0000028580
Instrument DateNov 17, 2017
Instrument28580
Transaction TypeTransfer
Record UpdatedJan 3, 2018

Transaction

AmountAmount Recorded
Tax$1,480.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address405 DONALD DR SCHENECTADY NY 123065614, SCHENECTADY, NY 12306-5614

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,809.00 (+0.13%)
2025$8,798.00 (-4.31%)$383,500 (-) Land $76,000 Building $307,500$511,333 (+13.33%) Land $101,333 Building $410,000
2023$383,500 (-) Land $76,000 Building $307,500$451,176 (+7.06%) Land $89,412 Building $361,764
2022$383,500 Land $76,000 Building $307,500$421,429 Land $83,517 Building $337,912
2021$9,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2011)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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