Loudoun County property record for 40186 Patrick St, Waterford, VA 20197
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,112 sqft · built 1904 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $6,937 (2026) |
| Deeds & Mortgages | Sep 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 303-16-8663-000 |
| Primary APN | 303-16-8663-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 957 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 344 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Water Source | Well |
| Street Address | 40186 PATRICK ST |
|---|---|
| City | WATERFORD |
| State | VA |
| Zip | 20197-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR2 |
| Legal Description | WATERFORD 809--720 |
| Legal Subdivision | WATERFORD |
| Legal Block | 4 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | CATOCTIN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 610300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Waterford Historic District listed 1969 · National Historic Landmark (designated 1970) · NRIS 69000256 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Loudoun County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 40186 PATRICK ST, WATERFORD, VA 20197-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 24, 2025 |
| Property Address | 40186 PATRICK ST, WATERFORD, VA 20197-2019 |
| Document Number | 0000046271 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 20250924-0046271 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 275, WATERFORD, VA 20197-0275 |
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,937.00 (+8.97%) | $861,800 (+8.97%) Land $286,800 Building $575,000 | $861,800 (+8.97%) Land $286,800 Building $575,000 |
| 2025 | $6,366.00 (-0.09%) | $790,840 (+8.59%) Land $286,800 Building $504,040 | $790,840 (+8.59%) Land $286,800 Building $504,040 |
| 2023 | $6,372.00 | $728,300 Land $260,400 Building $467,900 | $728,300 Land $260,400 Building $467,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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