4018 78th Dr E, Sarasota, FL 34243 Property Records

Manatee County property record for 4018 78th Dr E, Sarasota, FL 34243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1990
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Apr 2016)
Tax Bill	$4,963 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20439-0230-9`

Property Details

APN / Parcel Number

Primary APN	`20439-0230-9`
Alternative APN	`3518332043902309`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,757 sqft (0.224 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft
Porch	Screened Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4018 78TH DR E
City	SARASOTA
State	FL
Zip	34243-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 43 HUNTERS GROVE SUB PI#20439.0230/9
Legal Range	18E
Legal Township	35S
Legal Section	33
Legal Subdivision	HUNTERS GROVE
Legal Tract	02043900
Legal Lot Number	43
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2008
Census Tract	809

Owner

Source: Manatee County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4018 78TH DR E, SARASOTA, FL 34243-4235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 30, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 30, 2019	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2016 · Amount on Record
Deed Sale	Apr 26, 2016 · Amount on Record
Prior Sale	Aug 15, 2005 · Amount on Record
Deed Document Number	20163502401
Deed Book / Page	2617 / 2884
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4018 78TH DR E, SARASOTA, FL 34243-4235
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4018 78TH DR E, SARASOTA, FL 34243-4235

Mortgage

Document Number	0041043415
Date	Apr 29, 2024
Instrument	202441043415

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2064

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4018 78TH DR E, SARASOTA, FL 34243-4235
Document Number	0041009680
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4018 78TH DR E SARASOTA FL 342434235, SARASOTA, FL 34243-4235

Mortgage

Document Number	0041009680
Date	Jan 29, 2020
Instrument	41009680

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	4018 78TH DR E, SARASOTA, FL 34243-4235
Document Number	0041012358
Instrument Date	Dec 30, 2019
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4018 78TH DR E SARASOTA FL 342434235, SARASOTA, FL 34243-4235

Mortgage

Document Number	0041012358
Date	Feb 5, 2020
Instrument	41012358

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,414 (+39.77%) Land $51,000 Building $268,414	$319,414 (-0.23%) Land $51,000 Building $268,414
2025	$4,963.00 (+67.67%) Homeowner's exemption	$228,529 (+5.99%)	$320,136 (-6.78%) Land $51,000 Building $269,136
2024	$2,960.00 (+1.93%)
2023	$2,904.00 (+3.16%) Homeowner's exemption	$215,619 (+3%)	$343,415 (+13.13%) Land $51,000 Building $292,415
2022	$2,815.00 Homeowner's exemption	$209,339	$303,562 Land $50,000 Building $253,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 84 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	84 in force
Nearby Flood Claims	2 (1979–1992)
Most Recent Claim	Jun 1992 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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