4017 Montclair Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 4017 Montclair Rd, Roscoe, IL 61073 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1985
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Aug 2022)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-301-005`

Property Details

APN / Parcel Number

Primary APN	`04-20-301-005`
Alternative APN	`020C001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area

Exterior

Year Built	Built 1985
Exterior Material	Aluminum/Vinyl
Lot Area	30,928 sqft (0.71 acres)

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Old Parcel Number	020C001
Street Address	4017 MONTCLAIR RD
City	ROSCOE
State	IL
Zip	61073-7401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF RIDGEFIELD SUB PT SW 1/4 SEC 20-46-2 LOT 001
Legal Range	02
Legal Township	46
Legal Section	20
Legal Subdivision	RIDGEFIELD SUB
Legal Lot Number	1
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1048
Census Tract	4005

Owner

Source: Winnebago County records · APN 04-20-301-005

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4017 MONTCLAIR RD, ROSCOE, IL 61073-7401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2022	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS BANK & TRUST
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2022 · Amount on Record
Deed Sale	Aug 03, 2022 · Amount on Record
Prior Sale	May 04, 2015 · Amount on Record
Deed Document Number	2223967
Record Updated	Jun 07, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Aug 03, 2022
Property Address	4017 MONTCLAIR RD, ROSCOE, IL 61073-7401
Document Number	0000023967
Map Reference	BK36 PG8A
Instrument Date	Aug 01, 2022
Instrument	2223967
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4017 MONTCLAIR RD, ROSCOE, IL 61073-7401

Mortgage

Document Number	0000023968
Date	Aug 03, 2022
Instrument	2223968

Lender

Name	ILLINOIS BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.25%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	4017 MONTCLAIR RD, ROSCOE, IL 61073-7401
Document Number	0001007524
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4017 MONTCLAIR RD ROSCOE IL 610737401, ROSCOE, IL 61073-7401

Mortgage

Document Number	0001007524
Date	Mar 19, 2020
Instrument	1007524

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Interest

Rate	3.87%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	4017 MONTCLAIR RD, ROSCOE, IL 61073-7401
Document Number	0001041285
Instrument Date	Dec 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4017 MONTCLAIR RD ROSCOE IL 610737401, ROSCOE, IL 61073-7401

Mortgage

Document Number	0001041285
Date	Dec 27, 2017
Instrument	1041285

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 26, 2022

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$67,835 Land $14,793 Building $53,042	$203,505 Land $44,379 Building $159,126

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010040051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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