Franklin County property record for 4017 Garrard Dr, Obetz, OH 43207
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,110 sqft · built 2000 |
| Lot Size | 0.184 acres (8,058 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Dec 2006) |
| Tax Bill | $5,010 (2024) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 152-001631 |
| Primary APN | 152-001631 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,110 sqft Living Area |
| 1st Floor Area | 913 sqft |
| 2nd Floor Area | 1,092 sqft |
| Game Room | Game Room |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 8,058 sqft (0.184 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4017 GARRARD DR |
|---|---|
| City | OBETZ |
| State | OH |
| Zip | 43207-4388 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARRARD DRIVE MULBERRY GROVE SEC 1 PART 2 LOT 77 |
| Legal Subdivision | MULBERRY GROVE SEC 1 PT 2 |
| Legal Lot Number | 77 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | HAMILTON |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 9520 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4017 GARRARD DR, OBETZ, OH 43207-4388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 26, 2022 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 16, 2019 | Quit Claim Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2006 · Amount on Record |
| Deed Sale | Dec 20, 2006 · Amount on Record |
| Prior Sale | Dec 20, 2006 · Amount on Record |
| Deed Document Number | 0000251985 |
| Last Transfer Date | Jan 16, 2019 |
| Transfer Doc | 0000006093 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 4017 GARRARD DR, OBETZ, OH 43207-4388 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4017 GARRARD DR, OBETZ, OH 43207-4388 |
| Document Number | 0000086683 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 202308240086683 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 11, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 4017 GARRARD DR, OBETZ, OH 43207-4388 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | TRUE CONCEPT TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000123618 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 202208260123618 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jan 16, 2019 |
| Property Address | 4017 GARRARD DR, OBETZ, OH 43207-4388 |
| Document Number | 0000006093 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 6093 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | NATIONAL TITLE SOLUTIONS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4017 GARRARD DR OBETZ OH 432074388, OBETZ, OH 43207-4388 |
| Document Number | 4283 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 4283 |
| Name | DAS ACQUISITION |
|---|---|
| Address | LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2049 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Hamilton Township |
| Municipality | Obetz City |
| Unified School District | Hamilton Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,010.00 (+0.99%) Homeowner's exemption | $106,790 (-) Land $23,030 Building $83,760 | |
| 2023 | $4,961.00 (+32.01%) Homeowner's exemption | $106,790 (+55.9%) Land $23,030 Building $83,760 | $305,100 (+55.9%) Land $65,800 Building $239,300 |
| 2022 | $3,758.00 Homeowner's exemption | $68,500 Land $5,710 Building $62,790 | |
| 2020 | $195,700 Land $16,300 Building $179,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OBETZ VILLAGE PWS serves 3,167 people · EPA ID OH2502212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.44 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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