Oldham County property record for 4017 Fox Meadow Way, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,879 sqft · built 1992 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Sep 2017) |
| Tax Bill | $7,186 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-28B-00-8 |
| Primary APN | 06-28B-00-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,879 sqft Living Area |
| Basement Area | 1,541 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 770 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 58116 |
|---|---|
| Street Address | 4017 FOX MEADOW WAY |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 1AC |
| Legal Subdivision | THE MEADOWS AT COVERED |
| Legal Lot Number | 8 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30701 |
Source: Oldham County records, as of May 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4017 FOX MEADOW WAY, PROSPECT, KY 40059-9115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage P N C BANK NA |
| Mar 4, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BEACON CU |
| Sep 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2017 · Amount on Record |
| Deed Sale | Sep 21, 2017 · Amount on Record |
| Deed Document Number | 2017530403 |
| Deed Book / Page | 1172 / 285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | May 11, 2026 |
| Property Address | 4017 FOX MEADOW WAY, PROSPECT, KY 40059-9115 |
| Document Number | 0000862299 |
| Book / Page | 2743 / 466 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026862299 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000862299, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 2743/466 |
| Instrument | 2026862299 |
| Name | P N C BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 4017 FOX MEADOW WAY, PROSPECT, KY 40059-9115 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4017 FOX MEADOW WAY, PROSPECT, KY 40059-9115 |
| Document Number | 0M2574/527 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | M2574/527 |
| Instrument | 680441 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 7, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 4017 FOX MEADOW WAY, PROSPECT, KY 40059-9115 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Name | Verified Name |
|---|
| Document Number | M2375/0832 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | M2375/0832 |
| Instrument | 559170 |
| Name | BEACON CU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40214 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 21, 2017 |
| Property Address | 4017 FOX MEADOW WAY, PROSPECT, KY 40059-9115 |
| Document Number | D1172/285 |
| Book / Page | D1172 / 285 |
| Map Reference | MB5 PG11 |
| Instrument Date | Sep 14, 2017 |
| Instrument | 530403 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE G |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4017 FOX MEADOW WAY, 4017, PROSPECT, KY 40059-9115 |
| Name | Verified Name |
|---|---|
| Address | 4017 FOX MEADOW WAY, PROSPECT, KY 40059-9115 |
| Document Number | 530404 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 530404 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Municipality | Prospect City |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,186.00 (+8.93%) | $580,000 (+9.43%) Land $130,000 Building $450,000 | $580,000 (+9.43%) Land $130,000 Building $450,000 |
| 2023 | $6,597.00 | $530,000 Land $110,000 Building $420,000 | $530,000 Land $110,000 Building $420,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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