4017 Cutty Sark Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 4017 Cutty Sark Rd, Middle River, MD 21220

Property Summary

Property TypeTownhouse
Details2 ba · 1,728 sqft · built 2002
Lot Size0.037 acres (1,619 sqft)
Owner2 Individual Names on Record
Last Sale$176,000 (Dec 2003)
Tax Bill$3,536 (2024)
Deeds & MortgagesNov 2020 Mortgage
APN15-2400001046

Property Details

APN / Parcel Number

Primary APN15-2400001046
Alternative APN
  • 2400001046

Interior

Full Baths2 Baths
Stories3 Stories
Building Area1,728 sqft Living Area
1st Floor Area576 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,619 sqft (0.037 acres)
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number2400001046
Street Address4017 CUTTY SARK RD
CityMIDDLE RIVER
StateMD
Zip21220-2372
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description.037 AC PHASE 2A CARROLLWOOD MANOR
Legal SubdivisionCARROLLWOOD MANOR
Legal Phase4017,2A
Legal BlockP
Legal Lot Number9
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1016
Census Tract451803

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address290 MONTROSE AVE, ESSEX, MD 21221-4743
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 31, 2003 · Amount on Record
Deed SaleDec 31, 2003 · Amount on Record
Prior SaleOct 16, 2002 · Amount on Record
Deed Document Number2003273444
Deed Book / Page16948 / 660
Last Transfer DateNov 22, 2013
Transfer Doc0345600152
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4017 CUTTY SARK RD, BALTIMORE, MD 21220-2372
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyMASTERS TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0436180481
DateNov 12, 2020
Book Page43618/481
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$230,300 (+21.02%)$250,300 (+31.53%) Land $70,000 Building $180,300
2024$3,536.00 (+3.09%)
2023$3,430.00$190,300 Land $70,000 Building $120,300$190,300 Land $70,000 Building $120,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 68 policies
Nearby Flood Policies68 in force
Nearby Flood Claims66 (1978–2024)
Claims Outside the SFHA3 of 66
Most Recent ClaimAug 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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