Okaloosa County property record for 4017 Bear Creek Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,035 sqft · built 1978 |
| Lot Size | 5.7 acres (248,292 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $358,500 (Jun 2026) |
| Tax Bill | $107 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-1450-0 |
| Primary APN | C56-000-593-1450-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,035 sqft Living Area |
| Gross Area | 3,420 sqft |
| 1st Floor Area | 2,035 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 248,292 sqft (5.7 acres) |
| Garage Type | Attached |
| Garage Area | 140 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 717 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4017 BEAR CREEK RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SE COR NE1/4 OF SE1/4 N 71 DEG W 820.8 FT TO POB N 635.05 FT E 391.15 FT S 635.05 FT W 391.15 FT TO POB |
| Legal Range | 22W |
| Legal Township | 03N |
| Legal Section | 08 |
| Legal Block | 1 |
| Legal Lot Number | 170 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 20305 |
Source: Okaloosa County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5921 JACK STOKES RD, BAKER, FL 32531-2511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 16, 2026 | Warranty Deed, Transfer · VA Mortgage AMERICAN FINANCIAL SERVICES INC |
| Feb 12, 2020 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Prior Sale | Mar 25, 2015 · Amount on Record |
| Deed Document Number | 20263822687 |
| Prior Transfer Date | Sep 8, 2011 |
| Prior Transfer Doc | 0030003613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 16, 2026 |
| Property Address | 4017 BEAR CREEK RD, CRESTVIEW, FL 32539-8837 |
| Document Number | 0003822687 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20263822687 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $253,459.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5921 JACK STOKES RD, BAKER, FL 32531-2511 |
| Document Number | 0003822688, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 20263822688 |
| Name | AMERICAN FINANCIAL SERVICES INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4017 BEAR CREEK RD, CRESTVIEW, FL 32539-8837 |
| Document Number | 0034502447 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4017 BEAR CREEK RD CRESTVIEW FL 325398837, CRESTVIEW, FL 32539-8837 |
| Document Number | 0034502447 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 003450/002447 |
| Instrument | 3345513 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Rate | 3.37% |
|---|
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107.00 Homeowner's exemption Veteran's exemption | $185,199 (+5.99%) | $308,750 (+8.41%) Land $78,659 Building $230,091 |
| 2023 | $107.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $174,738 (+3%) | $284,803 (+17.63%) Land $60,754 Building $224,049 |
| 2022 | $107.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $169,649 | $242,126 Land $35,078 Building $207,048 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
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