4017 13th St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 4017 13th St, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,936 sqft · built 2002
Lot Size0.133 acres (5,790 sqft)
OwnerIndividual Name on File
Tax Bill$3,761 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-069206

Property Details

APN / Parcel Number

Primary APN03-069206
Alternative APNs
  • 3069206
  • 069206

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,936 sqft Total Area

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,790 sqft (0.133 acres)
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area132 sqft
Deck Area264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number069206
Street Address4017 13TH ST
CityCHESAPEAKE BEACH
StateMD
Zip20732-3151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 32 & 33 & PT PAR C BLK 52 CHES BEACH
Legal SubdivisionCHESAPEAKE BEACH
Legal Block52
Legal Lot Number32,33
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1006
Census Tract860402

Owner

Source: Calvert County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4017 13TH ST, CHESAPEAKE BEACH, MD 20732-3151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2022Deed of Trust, Mortgage · Line of Credit
LENDAGE LLC
Feb 2, 2022Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 25, 2020Loan Modification, Mortgage · Conventional with PMI
PENNYMAC
May 17, 2017Quit Claim Deed, Transfer · FHA Mortgage
HOMEWARD RESID'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2017
Deed SaleMay 17, 2017
Prior SaleAug 16, 2011 · Amount on File
Deed Book / Page4994 / 140
Prior Transfer DateMay 5, 2017
Prior Transfer Doc0049940140
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address4017 13TH ST, CHESAPEAKE BEACH, MD 20732-3151
Transaction TypeMortgage
Record UpdatedNov 17, 2022
Title CompanyDOMA INSURANCE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4017 13TH ST, CHESAPEAK BCH, MD 20732-3151

Mortgage

Document Number0063660296
DateNov 3, 2022
Book Page6366/296
Lender
NameLENDAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueDec 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address4017 13TH ST, CHESAPEAKE BEACH, MD 20732-3151
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4017 13TH ST, CHESAPEAKE BEACH, MD 20732-3151

Mortgage

Document Number0062100120
DateFeb 2, 2022
Book Page6210/120
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueJan 1, 2052

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCALVERT MD
Property Address4017 13TH ST, CHESAPEAKE BEACH, MD 20732-3151
Document Number0055750410
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedMay 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4017 13TH ST CHESAPEAKE BEACH MD 207323151, CHESAPEAKE BEACH, MD 20732-3151

Mortgage

Document Number0055750410
DateApr 27, 2020
Book Page005575/000410
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 26, 2050
Interest
Rate4%

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCALVERT MD
Recording DateMay 17, 2017
Property Address4017 13TH ST, CHESAPEAKE BEACH, MD 20732-3151
Document Number0049940140
Book / Page004994 / 000140
Instrument DateMay 5, 2017
Transaction TypeTransfer
Record UpdatedJul 24, 2017
Title CompanyEAST COAST ABSTRACT INC.

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4017 13TH ST CHESAPEAKE BEACH MD 207323151, CHESAPEAKE BEACH, MD 20732-3151

Mortgage

Document Number49940144
DateMay 17, 2017
Book Page004994/000144
Lender
NameHOMEWARD RESID'L
AddressADDISON, TX 75001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 16, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
MunicipalityChesapeake Beach Town
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,761.00 (+23.8%) Homeowner's exemption$345,800 (+13.87%) Land $94,400 Building $251,400$345,800 (-) Land $94,400 Building $251,400
2023$3,038.00 Homeowner's exemption$303,667$345,800 Land $94,400 Building $251,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims9 (1981–2022)
Claims Outside the SFHA3 of 9
Most Recent ClaimMay 2022 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CHESAPEAKE BEACH
serves 5,000 people · EPA ID MD0040003
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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